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E-L Financial DB:74N Stock Report

Last Price

€825.00

Market Cap

€2.8b

7D

-3.5%

1Y

18.7%

Updated

14 Mar, 2025

Data

Company Financials

E-L Financial Corporation Limited

DB:74N Stock Report

Market Cap: €2.8b

74N Stock Overview

Operates as an investment and insurance holding company in Canada. More details

74N fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends4/6

Rewards

Trading at 80.1% below our estimate of its fair value

Earnings grew by 68.6% over the past year

Risk Analysis

Volatile share price over the past 3 months compared to the German market


Community vs My Fair Value

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E-L Financial Corporation Limited Competitors

Wüstenrot & Württembergische

XTRA:WUW

€1.2b

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€516.1m

Mandatum Oyj

HLSE:MANTA

€2.8b

Talanx

XTRA:TLX

€24.5b

Price History & Performance

Summary of share price highs, lows and changes for E-L Financial
Historical stock prices
Current Share PriceCA$825.00
52 Week HighCA$1,100.00
52 Week LowCA$695.00
Beta0.89
1 Month Change-17.09%
3 Month Change-10.81%
1 Year Change18.71%
3 Year Change28.91%
5 Year Changen/a
Change since IPO91.64%

Recent News & Updates

Recent updates

Shareholder Returns

74NDE InsuranceDE Market
7D-3.5%2.8%-0.5%
1Y18.7%28.2%15.5%

Return vs Industry: 74N underperformed the German Insurance industry which returned 28.3% over the past year.

Return vs Market: 74N exceeded the German Market which returned 13.6% over the past year.

Price Volatility

Is 74N's price volatile compared to industry and market?
74N volatility
74N Average Weekly Movement9.4%
Insurance Industry Average Movement3.3%
Market Average Movement5.3%
10% most volatile stocks in DE Market11.9%
10% least volatile stocks in DE Market2.8%

Stable Share Price: 74N's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 74N's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
19681,236Duncan Newton Jackmanwww.e-lfinancial.ca

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, pooled funds, limited partnerships, and other private and investment companies.

E-L Financial Corporation Limited Fundamentals Summary

How do E-L Financial's earnings and revenue compare to its market cap?
74N fundamental statistics
Market cap€2.79b
Earnings (TTM)€990.01m
Revenue (TTM)€2.34b

2.8x

P/E Ratio

1.2x

P/S Ratio

Is 74N overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
74N income statement (TTM)
RevenueCA$3.66b
Cost of RevenueCA$1.24b
Gross ProfitCA$2.42b
Other ExpensesCA$872.64m
EarningsCA$1.55b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)459.34
Gross Margin66.09%
Net Profit Margin42.26%
Debt/Equity Ratio6.1%

How did 74N perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

3%

Payout Ratio

Does 74N pay a reliable dividends?

See 74N dividend history and benchmarks
When do you need to buy 74N by to receive an upcoming dividend?
E-L Financial dividend dates
Ex Dividend DateMar 03 2025
Dividend Pay DateMar 14 2025
Days until Ex dividend13 days
Days until Dividend pay date2 days

Does 74N pay a reliable dividends?

See 74N dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/14 14:04
End of Day Share Price 2025/03/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

E-L Financial Corporation Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ganesh D.N.Virtua Research Inc.