ZhongAn Online P & C Insurance Past Earnings Performance
Past criteria checks 2/6
ZhongAn Online P & C Insurance has been growing earnings at an average annual rate of 46.9%, while the Insurance industry saw earnings growing at 4.4% annually. Revenues have been growing at an average rate of 17.8% per year. ZhongAn Online P & C Insurance's return on equity is 19.2%, and it has net margins of 13.9%.
Key information
46.9%
Earnings growth rate
46.9%
EPS growth rate
| Insurance Industry Growth | 5.9% |
| Revenue growth rate | 17.8% |
| Return on equity | 19.2% |
| Net Margin | 13.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How ZhongAn Online P & C Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 29,375 | 4,078 | 4,636 | 0 |
| 30 Sep 23 | 27,578 | 1,911 | 4,003 | 0 |
| 30 Jun 23 | 26,371 | -499 | 8,501 | 0 |
| 31 Mar 23 | 24,801 | -927 | 8,498 | 0 |
| 31 Dec 22 | 22,640 | -1,112 | 3,363 | 0 |
| 30 Sep 22 | 22,895 | -670 | 3,591 | 0 |
| 30 Jun 22 | 23,150 | -227 | 3,819 | 0 |
| 31 Mar 22 | 22,481 | 469 | 5,452 | 0 |
| 31 Dec 21 | 21,813 | 1,165 | 7,086 | 0 |
| 30 Sep 21 | 20,675 | 992 | 7,103 | 0 |
| 30 Jun 21 | 19,537 | 819 | 7,121 | 0 |
| 31 Mar 21 | 18,953 | 686 | 7,058 | 0 |
| 31 Dec 20 | 18,369 | 554 | 6,995 | 0 |
| 30 Sep 20 | 17,494 | 248 | 6,630 | 0 |
| 30 Jun 20 | 16,618 | -58 | 6,265 | 0 |
| 31 Mar 20 | 15,836 | -256 | 5,793 | 0 |
| 31 Dec 19 | 15,054 | -454 | 5,320 | 0 |
| 30 Sep 19 | 13,721 | -724 | 5,070 | 0 |
| 30 Jun 19 | 12,389 | -994 | 4,819 | 0 |
| 31 Mar 19 | 10,973 | -1,369 | 4,688 | 0 |
| 31 Dec 18 | 9,556 | -1,744 | 4,556 | 0 |
| 30 Sep 18 | 8,433 | -1,555 | 4,071 | 0 |
| 30 Jun 18 | 7,310 | -1,366 | 3,586 | 0 |
| 31 Mar 18 | 6,674 | -1,123 | 3,231 | 0 |
| 31 Dec 17 | 5,535 | -997 | 2,844 | 0 |
| 30 Sep 17 | 4,995 | -523 | 2,479 | 0 |
| 30 Jun 17 | 4,455 | -49 | 2,114 | 0 |
| 31 Mar 17 | 3,911 | 63 | 1,995 | 0 |
| 31 Dec 16 | 3,366 | 9 | 1,690 | 0 |
| 31 Dec 15 | 2,483 | 44 | 894 | 0 |
| 31 Dec 14 | 794 | 27 | 167 | 0 |
| 31 Dec 13 | 52 | -120 | 177 | 0 |
Quality Earnings: 1ZO has a high level of non-cash earnings.
Growing Profit Margin: 1ZO became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 1ZO has become profitable over the past 5 years, growing earnings by 46.9% per year.
Accelerating Growth: 1ZO has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: 1ZO has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (10%).
Return on Equity
High ROE: 1ZO's Return on Equity (19.2%) is considered low.