American Coastal Insurance Corporation

DB:0UI Stock Report

Market Cap: €483.6m

American Coastal Insurance Past Earnings Performance

Past criteria checks 3/6

American Coastal Insurance has been growing earnings at an average annual rate of 64.1%, while the Insurance industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 28.7% per year. American Coastal Insurance's return on equity is 27.7%, and it has net margins of 23.9%.

Key information

64.09%

Earnings growth rate

63.47%

EPS growth rate

Insurance Industry Growth5.90%
Revenue growth rate-28.74%
Return on equity27.72%
Net Margin23.93%
Last Earnings Update31 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How American Coastal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:0UI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2530272430
31 Dec 2429776450
30 Sep 2429185450
30 Jun 2426172430
31 Mar 2424477380
31 Dec 2326485380
30 Sep 2328869410
30 Jun 2330826420
31 Mar 23298-8450
31 Dec 22222-24440
30 Sep 22350-43610
30 Jun 22440-30820
31 Mar 22531-40960
31 Dec 21229-2480
30 Sep 21721-901150
30 Jun 21771-1491200
31 Mar 21832-1021230
31 Dec 20847-961250
30 Sep 20816-711150
30 Jun 20811-251130
31 Mar 20799-521110
31 Dec 19825-301100
30 Sep 19796-331130
30 Jun 19776-161090
31 Mar 1975411030
31 Dec 1872401070
30 Sep 18725381120
30 Jun 18709221120
31 Mar 18704151170
31 Dec 17654101020
30 Sep 17603-27870
30 Jun 175594790
31 Mar 175027690
31 Dec 164876630
30 Sep 1645630570
30 Jun 1641835520
31 Mar 1638330460
31 Dec 1535827450
30 Sep 1533425450
30 Jun 1531326400
31 Mar 1529530360
31 Dec 1428041320
30 Sep 1426737280
30 Jun 1425032260

Quality Earnings: 0UI has high quality earnings.

Growing Profit Margin: 0UI's current net profit margins (23.9%) are lower than last year (31.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0UI has become profitable over the past 5 years, growing earnings by 64.1% per year.

Accelerating Growth: 0UI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0UI had negative earnings growth (-6.5%) over the past year, making it difficult to compare to the Insurance industry average (20%).

Return on Equity

High ROE: 0UI's Return on Equity (27.7%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/14 14:27
End of Day Share Price 2025/05/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

American Coastal Insurance Corporation is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew CarlettiCitizens JMP Securities, LLC
Charles Gregory PetersRaymond James & Associates
Daniel FarrellSterne Agee & Leach