SLW Stock Overview

Provides life, pensions, and financial solutions for private and corporate clients. More details

SLW fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 25.4% below our estimate of its fair value

Earnings are forecast to grow 1.74% per year

Earnings grew by 12.1% over the past year

Risk Analysis

Shares are highly illiquid

Dividend of 4.33% is not well covered by free cash flows

Community vs My Fair Value

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Swiss Life Holding AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Swiss Life Holding
Historical stock prices
Current Share Price	CHF 861.80
52 Week High	CHF 906.60
52 Week Low	CHF 863.60
Beta	0.94
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	2,495.78%

Recent updates

Shareholder Returns

	SLW	DE Insurance	DE Market
7D	-0.9%	-0.2%	0.5%
1Y	n/a	29.8%	14.4%

Return vs Industry: Insufficient data to determine how SLW performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how SLW performed against the German Market.

Price Volatility

Is SLW's price volatile compared to industry and market?
SLW volatility
SLW Average Weekly Movement	n/a
Insurance Industry Average Movement	4.7%
Market Average Movement	6.5%
10% most volatile stocks in DE Market	12.8%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: SLW's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine SLW's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1857	10,410	Matthias Aellig	www.swisslife.com

Swiss Life Holding AG provides life, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, Asset Managers, and Other segments. The company offers a various life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage.

Swiss Life Holding AG Fundamentals Summary

How do Swiss Life Holding's earnings and revenue compare to its market cap?
SLW fundamental statistics
Market cap	€24.64b
Earnings (TTM)	€1.30b
Revenue (TTM)	€12.81b

19.0x

P/E Ratio

1.9x

P/S Ratio

Is SLW overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SLW income statement (TTM)
Revenue	CHF 11.98b
Cost of Revenue	CHF 7.63b
Gross Profit	CHF 4.36b
Other Expenses	CHF 3.14b
Earnings	CHF 1.21b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Sep 03, 2025

Earnings per share (EPS)	42.55
Gross Margin	36.35%
Net Profit Margin	10.13%
Debt/Equity Ratio	190.8%

How did SLW perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

83%

Payout Ratio

Does SLW pay a reliable dividends?

See SLW dividend history and benchmarks

When do you need to buy SLW by to receive an upcoming dividend?
Swiss Life Holding dividend dates
Ex Dividend Date	May 16 2025
Dividend Pay Date	May 20 2025
Days until Ex dividend	4 days
Days until Dividend pay date	0 days

Does SLW pay a reliable dividends?

See SLW dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/19 16:42
End of Day Share Price	2025/05/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Swiss Life Holding AG is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Bischof	Baader Helvea Equity Research
Stefan Schürmann	Bank Vontobel AG
Alessia Magni	Barclays

Swiss Life Holding XTRA:SLW Stock Report