Baloise Holding AG

XTRA:BLON Stock Report

Market Cap: €9.6b

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This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Baloise Holding Valuation

Is BLON undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of BLON when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: BLON (€216.8) is trading above our estimate of fair value (€157)

Significantly Below Future Cash Flow Value: BLON is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BLON?

Key metric: As BLON is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for BLON. This is calculated by dividing BLON's market cap by their current earnings.
What is BLON's PE Ratio?
PE Ratio20.4x
EarningsCHF 440.90m
Market CapCHF 8.98b

Price to Earnings Ratio vs Peers

How does BLON's PE Ratio compare to its peers?

The above table shows the PE ratio for BLON vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.6x
TLX Talanx
11.4x7.60%€26.9b
ALV Allianz
13.3x5.63%€139.0b
RLV RheinLand Holding
18.2xn/a€111.4m
HNR1 Hannover Rück
11.6x6.15%€28.6b
BLON Baloise Holding
20.4x2.78%€9.0b

Price-To-Earnings vs Peers: BLON is expensive based on its Price-To-Earnings Ratio (20.4x) compared to the peer average (14.1x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does BLON's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
BLON 20.4xIndustry Avg. 13.2xNo. of Companies16PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: BLON is expensive based on its Price-To-Earnings Ratio (20.4x) compared to the European Insurance industry average (13x).

Price to Earnings Ratio vs Fair Ratio

What is BLON's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BLON PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio20.4x
Fair PE Ratio10.4x

Price-To-Earnings vs Fair Ratio: BLON is expensive based on its Price-To-Earnings Ratio (20.4x) compared to the estimated Fair Price-To-Earnings Ratio (10.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BLON forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
€245.48
0%
1.92%€249.12€238.84n/a3
Jan ’27n/a
€245.48
0%
1.92%€249.12€238.84n/a3
Dec ’26€225.20
€245.48
+9.01%
1.92%€249.12€238.84n/a3
Nov ’26€215.40
€233.35
+8.33%
8.94%€248.80€197.89n/a4
Oct ’26€210.60
€228.79
+8.63%
8.33%€248.79€197.87n/a4
Sep ’26€215.00
€229.20
+6.60%
8.33%€249.23€198.23n/a4
Aug ’26€209.20
€228.42
+9.19%
7.69%€243.53€199.00n/a4
Jul ’26€202.20
€227.31
+12.42%
7.69%€242.35€198.04n/a4
Jun ’26€209.00
€215.53
+3.12%
9.19%€241.46€197.31n/a5
May ’26n/a
€213.33
0%
8.77%€241.41€197.26n/a6
Apr ’26n/a
€180.73
0%
8.46%€199.56€157.55n/a7
Mar ’26n/a
€180.72
0%
7.37%€202.92€160.20n/a7
Feb ’26n/a
€181.25
0%
7.10%€204.38€161.35n/a7
Jan ’26n/a
€181.25
0%
7.10%€204.38€161.35n/a7
Dec ’25n/a
€180.21
0%
6.49%€203.03€165.63€225.207
Nov ’25n/a
€177.03
0%
7.79%€202.53€155.63€215.407
Oct ’25n/a
€177.64
0%
8.31%€202.41€155.54€210.606
Sep ’25n/a
€156.08
0%
2.33%€159.16€149.92€215.004
Aug ’25n/a
€156.08
0%
2.33%€159.16€149.92€209.204
Jul ’25n/a
€154.94
0%
2.21%€158.79€149.57€202.204
Jun ’25n/a
€154.94
0%
2.21%€158.79€149.57€209.004
May ’25n/a
€154.94
0%
2.21%€158.79€149.57n/a4
Apr ’25n/a
€150.18
0%
2.23%€154.32€145.00n/a4
Mar ’25n/a
€156.91
0%
1.61%€160.36€153.99n/a4
Feb ’25n/a
€155.98
0%
1.70%€160.50€154.12n/a4
Jan ’25n/a
€153.91
0%
2.68%€159.72€148.09n/a4
€250.96
Fair Value
13.6% undervalued intrinsic discount
3
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/05 13:33
End of Day Share Price 2025/12/05 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Baloise Holding AG is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Guenther HollfelderBaader Helvea Equity Research
Michael HuttnerBerenberg
Thomas BatemanBerenberg