DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION
Loading...
  • Stocks
  • /
  • Insurance
Updated 8m ago
AFL logo

Aflac IncorporatedXTRA:AFL Stock Report

Market Cap €47.1b
Updated 8m ago
Share Price
n/a
1Y-12.9%
7D-1.4%
1D-1.4%
Portfolio Value
​
View

Aflac Incorporated

XTRA:AFL Stock Report

Market Cap: €47.1b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Aflac (AFL) Stock Overview

Through its subsidiaries, provides supplemental health and life insurance products. More details

AFL fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health3/6
Dividends5/6

Rewards

Trading at 44.4% below our estimate of its fair value

Pays a reliable dividend of 2.25%

Risk Analysis

AFL passed our risk checks.

AFL Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

NEW426,748 members

Join community and earn perks

Gain real feedbackFrom our editorial team, personally. Not silence.
Grow your followingReal investors. The kind who actually invest, not scroll past.
Unlock free accessFree premium subscription for consistent and quality authors.
Learn moreCreate Narrative
B
BlackGoat
R
RockeTeller
I
Investingwilly
D
davidlsander
426,748 investors already sharing narratives
€
Current Price
€90.742.1% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture023b2016201920222025202620282031Revenue US$18.3bEarnings US$4.3b
Advanced
View all narratives

Aflac Incorporated Competitors

Wüstenrot & Württembergische

Symbol: XTRA:WUW
Market cap: €1.4b

Münchener Rückversicherungs-Gesellschaft in München

Symbol: XTRA:MUV2
Market cap: €64.2b

Talanx

Symbol: XTRA:TLX
Market cap: €31.9b

Hannover Rück

Symbol: XTRA:HNR1
Market cap: €30.8b

Price History & Performance

Summary of share price highs, lows and changes for Aflac
Historical stock prices
Current Share PriceUS$90.74
52 Week HighUS$105.75
52 Week LowUS$84.18
Beta0.66
1 Month Change-2.89%
3 Month Change-1.88%
1 Year Change-12.88%
3 Year Change35.37%
5 Year Change138.44%
Change since IPO111.02%

Recent News & Updates

Recent updates

Shareholder Returns

AFLDE InsuranceDE Market
7D-1.4%2.6%1.0%
1Y-12.9%16.6%4.7%

Return vs Industry: AFL underperformed the German Insurance industry which returned 8.5% over the past year.

Return vs Market: AFL underperformed the German Market which returned 9.8% over the past year.

Price Volatility

Is AFL's price volatile compared to industry and market?
AFL volatility
AFL Average Weekly Movement2.5%
Insurance Industry Average Movement2.6%
Market Average Movement5.0%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.5%

Stable Share Price: AFL has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: AFL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
195512,694Dan Amoswww.aflac.com

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. The company operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan.

Aflac Incorporated Fundamentals Summary

How do Aflac's earnings and revenue compare to its market cap?
AFL fundamental statistics
Market cap€47.11b
Earnings (TTM)€3.46b
Revenue (TTM)€14.68b
13.6x
P/E Ratio
3.2x
P/S Ratio

Is AFL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFL income statement (TTM)
RevenueUS$17.70b
Cost of RevenueUS$9.17b
Gross ProfitUS$8.53b
Other ExpensesUS$4.36b
EarningsUS$4.17b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Feb 04, 2026

Earnings per share (EPS)7.95
Gross Margin48.17%
Net Profit Margin23.55%
Debt/Equity Ratio49.7%

How did AFL perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
29%
Payout Ratio

Does AFL pay a reliable dividends?

See AFL dividend history and benchmarks
When do you need to buy AFL by to receive an upcoming dividend?
Aflac dividend dates
Ex Dividend DateFeb 18 2026
Dividend Pay DateMar 02 2026
Days until Ex dividend213 days
Days until Dividend pay date201 days

Does AFL pay a reliable dividends?

See AFL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/28 21:09
End of Day Share Price 2026/01/23 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Aflac Incorporated is covered by 32 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
"Alex ScottBarclays
Taylor ScottBarclays

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide