ageas's earnings are forecast to decline at 0.1% per annum while its annual revenue is expected to grow at 10.7% per year. EPS is expected to decline by 0.4% per annum. Return on equity is forecast to be 15.6% in 3 years.
Key information
-0.1%
Earnings growth rate
-0.40%
EPS growth rate
Insurance earnings growth
4.6%
Revenue growth rate
10.7%
Future return on equity
15.57%
Analyst coverage
Good
Last updated
28 Apr 2026
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
BST:FO4 - Analysts future estimates and past financials data (EUR Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
12/31/2028
15,124
1,736
1,274
1,688
1
12/31/2027
12,466
1,653
1,154
1,553
2
12/31/2026
12,080
1,461
1,200
1,418
2
12/31/2025
9,429
1,712
2,577
2,898
N/A
9/30/2025
9,019
1,433
2,011
2,363
N/A
6/30/2025
8,610
1,153
1,444
1,827
N/A
3/31/2025
8,561
1,136
1,044
1,436
N/A
12/31/2024
8,510
1,118
644
1,045
N/A
9/30/2024
8,310
1,091
522
889
N/A
6/30/2024
8,109
1,064
400
733
N/A
3/31/2024
7,819
1,009
143
427
N/A
12/31/2023
7,529
953
-115
121
N/A
9/30/2023
6,397
1,135
N/A
N/A
N/A
6/30/2023
9,049
997
378
567
N/A
3/31/2023
6,668
1,091
N/A
N/A
N/A
12/31/2022
6,991
1,097
871
1,019
N/A
9/30/2022
9,951
982
N/A
N/A
N/A
6/30/2022
8,541
1,069
-997
-887
N/A
3/31/2022
12,260
821
N/A
N/A
N/A
12/31/2021
13,459
845
-1,212
-1,065
N/A
9/30/2021
13,277
715
N/A
N/A
N/A
6/30/2021
13,117
757
-465
-121
N/A
3/31/2021
13,558
985
N/A
N/A
N/A
12/31/2020
11,948
1,141
-1,685
-1,329
N/A
9/30/2020
11,740
1,096
N/A
N/A
N/A
6/30/2020
12,072
1,164
-1,262
-1,062
N/A
3/31/2020
12,313
1,179
N/A
N/A
N/A
12/31/2019
14,761
979
282
466
N/A
9/30/2019
14,049
1,031
N/A
N/A
N/A
6/30/2019
13,594
974
N/A
662
N/A
3/31/2019
12,949
813
N/A
N/A
N/A
12/31/2018
11,565
809
N/A
862
N/A
9/30/2018
12,378
919
N/A
N/A
N/A
6/30/2018
12,376
781
N/A
58
N/A
3/31/2018
12,293
761
N/A
N/A
N/A
12/31/2017
12,519
623
N/A
-725
N/A
9/30/2017
12,385
269
N/A
N/A
N/A
6/30/2017
12,880
378
N/A
376
N/A
3/31/2017
12,980
771
N/A
N/A
N/A
12/31/2016
13,318
27
N/A
405
N/A
9/30/2016
13,611
289
N/A
849
N/A
6/30/2016
13,675
234
N/A
-191
N/A
3/31/2016
13,230
-104
N/A
218
N/A
12/31/2015
13,529
770
N/A
-313
N/A
9/30/2015
14,413
793
N/A
-681
N/A
6/30/2015
14,577
914
N/A
-5
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FO4's earnings are forecast to decline over the next 3 years (-0.1% per year).
Earnings vs Market: FO4's earnings are forecast to decline over the next 3 years (-0.1% per year).
High Growth Earnings: FO4's earnings are forecast to decline over the next 3 years.
Revenue vs Market: FO4's revenue (10.7% per year) is forecast to grow faster than the German market (6.4% per year).
High Growth Revenue: FO4's revenue (10.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: FO4's Return on Equity is forecast to be low in 3 years time (15.6%).
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/08 16:42
End of Day Share Price
2026/05/08 00:00
Earnings
2025/12/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ageas SA/NV is covered by 22 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.