Oscar Health Past Earnings Performance

Past criteria checks 0/6

Oscar Health has been growing earnings at an average annual rate of 39%, while the Insurance industry saw earnings growing at 14.6% annually. Revenues have been growing at an average rate of 40.1% per year.

Key information

38.96%

Earnings growth rate

69.87%

EPS growth rate

Insurance Industry Growth	5.90%
Revenue growth rate	40.13%
Return on equity	-13.83%
Net Margin	-1.50%
Next Earnings Update	06 Nov 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Oscar Health makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BST:9VY Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 25	10,726	-161	1,943
31 Mar 25	10,082	123	1,844
31 Dec 24	9,178	25	1,756
30 Sep 24	8,215	29	971
30 Jun 24	7,233	18	1,519
31 Mar 24	6,535	-54	1,375
31 Dec 23	5,863	-271	1,379
30 Sep 23	5,437	-347	1,176
30 Jun 23	4,982	-474	1,013
31 Mar 23	4,482	-571	884
31 Dec 22	3,964	-606	1,257
30 Sep 22	3,519	-579	607
30 Jun 22	2,983	-598	521
31 Mar 22	2,491	-559	466
31 Dec 21	1,894	-573	446
30 Sep 21	1,439	-571	365
30 Jun 21	1,096	-439	351
31 Mar 21	682	-406	304
31 Dec 20	391	-414	267
31 Dec 19	476	-261	159

Quality Earnings: 9VY is currently unprofitable.

Growing Profit Margin: 9VY is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 9VY is unprofitable, but has reduced losses over the past 5 years at a rate of 39% per year.

Accelerating Growth: Unable to compare 9VY's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 9VY is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (11.7%).

Return on Equity

High ROE: 9VY has a negative Return on Equity (-13.83%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/18 04:18
End of Day Share Price	2025/10/17 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oscar Health, Inc. is covered by 13 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Hua Ha	Baird
Andrew Mok	Barclays
Craig Jones	BofA Global Research