Aareal Bank Balance Sheet Health
Financial Health criteria checks 2/6
Aareal Bank has total assets of €46.8B and total equity of €3.3B. Total deposits are €12.7B, and total loans are €33.0B.
Key information
14.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €12.67b |
Loan to deposit ratio | High |
Bad loans | 4.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €1.80b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARLN's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: ARLN has a low allowance for bad loans (29%).
Low Risk Liabilities: 71% of ARLN's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ARLN has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: ARLN's Loans to Deposits ratio (261%) is high.
Level of Bad Loans: ARLN has a high level of bad loans (4.4%).