SM1 Stock Overview
Through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
SLM Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.20 |
| 52 Week High | US$26.40 |
| 52 Week Low | US$16.50 |
| Beta | 1.22 |
| 1 Month Change | 11.02% |
| 3 Month Change | 32.32% |
| 1 Year Change | 53.22% |
| 3 Year Change | 55.40% |
| 5 Year Change | 225.47% |
| Change since IPO | 318.20% |
Recent News & Updates
Recent updates
Shareholder Returns
| SM1 | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 1.6% | -3.5% | -2.6% |
| 1Y | 53.2% | 10.2% | 6.9% |
Return vs Industry: SM1 exceeded the German Consumer Finance industry which returned 10.3% over the past year.
Return vs Market: SM1 exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| SM1 volatility | |
|---|---|
| SM1 Average Weekly Movement | 5.6% |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: SM1 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: SM1's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1972 | 1,740 | Jon Witter | www.salliemae.com |
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013.
SLM Corporation Fundamentals Summary
| SM1 fundamental statistics | |
|---|---|
| Market cap | €5.66b |
| Earnings (TTM) | €619.66m |
| Revenue (TTM) | €1.52b |
9.1x
P/E Ratio3.7x
P/S RatioIs SM1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SM1 income statement (TTM) | |
|---|---|
| Revenue | US$1.59b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.59b |
| Other Expenses | US$939.58m |
| Earnings | US$646.56m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.05 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.76% |
| Debt/Equity Ratio | 282.9% |
How did SM1 perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:14 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SLM Corporation is covered by 32 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |