Nelnet, Inc.

DB:NIJ Stock Report

Market Cap: €3.8b

Nelnet Past Earnings Performance

Past criteria checks 4/6

Nelnet's earnings have been declining at an average annual rate of -12.6%, while the Consumer Finance industry saw earnings growing at 23.7% annually. Revenues have been growing at an average rate of 3.2% per year. Nelnet's return on equity is 5.5%, and it has net margins of 14.1%.

Key information

-12.64%

Earnings growth rate

-11.58%

EPS growth rate

Consumer Finance Industry Growth9.83%
Revenue growth rate3.23%
Return on equity5.54%
Net Margin14.15%
Last Earnings Update31 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Nelnet makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:NIJ Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 251,3651935700
31 Dec 241,3551845750
30 Sep 241,2551135800
30 Jun 241,2851555790
31 Mar 241,2471375870
31 Dec 231,171905930
30 Sep 231,2171295990
30 Jun 231,2811896050
31 Mar 231,3312475990
31 Dec 221,5084075980
30 Sep 221,6015095930
30 Jun 221,5134585740
31 Mar 221,4824565520
31 Dec 211,3593935180
30 Sep 211,2334965150
30 Jun 211,2505145130
31 Mar 211,2625175130
31 Dec 201,1053525170
30 Sep 201,0981605040
30 Jun 201,0591224940
31 Mar 20975604860
31 Dec 191,0291424770
30 Sep 199781214540
30 Jun 199691314520
31 Mar 199901564520
31 Dec 181,0512284370
30 Sep 189732544040
30 Jun 189302583640
31 Mar 188702373280
31 Dec 178011733030
30 Sep 178552232890
30 Jun 178742612780
31 Mar 178182592650
31 Dec 168622572570
30 Sep 168462442530
30 Jun 168022082520
31 Mar 169052522500
31 Dec 158712682480
30 Sep 157892552440
30 Jun 158022912420
31 Mar 157902952370
31 Dec 148953082280
30 Sep 148803022200
30 Jun 149102802070

Quality Earnings: NIJ has high quality earnings.

Growing Profit Margin: NIJ's current net profit margins (14.1%) are higher than last year (11%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NIJ's earnings have declined by 12.6% per year over the past 5 years.

Accelerating Growth: NIJ's earnings growth over the past year (41.3%) exceeds its 5-year average (-12.6% per year).

Earnings vs Industry: NIJ earnings growth over the past year (41.3%) exceeded the Consumer Finance industry 17.4%.

Return on Equity

High ROE: NIJ's Return on Equity (5.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/14 14:31
End of Day Share Price 2025/05/14 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Nelnet, Inc. is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mary KaneCitigroup Inc
Moshe OrenbuchCredit Suisse
Matthew SnowlingFBR Capital Markets & Co.