FRU Stock Overview
Multitude SE, together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Multitude SE Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €5.34 |
| 52 Week High | €5.80 |
| 52 Week Low | €2.56 |
| Beta | 1.51 |
| 1 Month Change | 4.71% |
| 3 Month Change | 20.27% |
| 1 Year Change | 32.18% |
| 3 Year Change | 2.50% |
| 5 Year Change | -54.04% |
| Change since IPO | -67.64% |
Recent News & Updates
Recent updates
Shareholder Returns
| FRU | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 2.3% | 0.3% | 1.2% |
| 1Y | 32.2% | 0.4% | 2.0% |
Return vs Industry: FRU exceeded the German Consumer Finance industry which returned 0.4% over the past year.
Return vs Market: FRU exceeded the German Market which returned 2% over the past year.
Price Volatility
| FRU volatility | |
|---|---|
| FRU Average Weekly Movement | 6.0% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 10.1% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: FRU has not had significant price volatility in the past 3 months.
Volatility Over Time: FRU's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 636 | Jorma Jokela | www.multitude.com |
Multitude SE, together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards.
Multitude SE Fundamentals Summary
| FRU fundamental statistics | |
|---|---|
| Market cap | €117.17m |
| Earnings (TTM) | €11.05m |
| Revenue (TTM) | €119.04m |
10.6x
P/E Ratio1.0x
P/S RatioIs FRU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FRU income statement (TTM) | |
|---|---|
| Revenue | €119.04m |
| Cost of Revenue | €4.85m |
| Gross Profit | €114.19m |
| Other Expenses | €103.13m |
| Earnings | €11.05m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
May 16, 2024
| Earnings per share (EPS) | 0.51 |
| Gross Margin | 95.92% |
| Net Profit Margin | 9.28% |
| Debt/Equity Ratio | 28.9% |
How did FRU perform over the long term?
See historical performance and comparison