FIV0 Stock Overview

Provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. More details

FIV0 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	3/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 26.3% below our estimate of its fair value

Earnings are forecast to grow 16.43% per year

Earnings grew by 0.2% over the past year

Risk Analysis

Shares are highly illiquid

Has a high level of debt

Community vs My Fair Value

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Fiserv, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Fiserv
Historical stock prices
Current Share Price	US$10.60
52 Week High	US$12.18
52 Week Low	US$10.10
Beta	0.97
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-11.16%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	FIV0	DE Diversified Financial	DE Market
7D	-12.2%	1.3%	0.8%
1Y	n/a	-9.1%	15.0%

Return vs Industry: Insufficient data to determine how FIV0 performed against the German Diversified Financial industry.

Return vs Market: Insufficient data to determine how FIV0 performed against the German Market.

Price Volatility

Is FIV0's price volatile compared to industry and market?
FIV0 volatility
FIV0 Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	5.9%
Market Average Movement	6.5%
10% most volatile stocks in DE Market	12.8%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: FIV0's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine FIV0's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1984	38,000	Mike Lyons	www.fiserv.com

Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners.

Fiserv, Inc. Fundamentals Summary

How do Fiserv's earnings and revenue compare to its market cap?
FIV0 fundamental statistics
Market cap	€82.21b
Earnings (TTM)	€2.89b
Revenue (TTM)	€18.42b

28.9x

P/E Ratio

4.5x

P/S Ratio

Is FIV0 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FIV0 income statement (TTM)
Revenue	US$20.70b
Cost of Revenue	US$8.08b
Gross Profit	US$12.62b
Other Expenses	US$9.38b
Earnings	US$3.25b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	5.86
Gross Margin	60.97%
Net Profit Margin	15.68%
Debt/Equity Ratio	100.5%

How did FIV0 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/19 21:29
End of Day Share Price	2025/05/19 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fiserv, Inc. is covered by 67 analysts. 27 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jasper Hellweg	Argus Research Company
David Koning	Baird
Ishan Majumdar	Baptista Research