Consumer Portfolio Services, Inc.

DB:FC8 Stock Report

Market Cap: €171.1m

Consumer Portfolio Services Management

Management criteria checks 4/4

Consumer Portfolio Services' CEO is Charles Bradley, appointed in Jan 1992, has a tenure of 33.33 years. total yearly compensation is $1.04M, comprised of 96.1% salary and 3.9% bonuses, including company stock and options. directly owns 18.2% of the company’s shares, worth €31.15M. The average tenure of the management team and the board of directors is 2.7 years and 17.9 years respectively.

Key information

Charles Bradley

Chief executive officer

US$1.0m

Total compensation

CEO salary percentage96.08%
CEO tenure33.3yrs
CEO ownership18.2%
Management average tenure2.7yrs
Board average tenure17.9yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Charles Bradley's remuneration changed compared to Consumer Portfolio Services's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2025n/an/a

US$19m

Dec 31 2024US$1mUS$995k

US$19m

Sep 30 2024n/an/a

US$21m

Jun 30 2024n/an/a

US$27m

Mar 31 2024n/an/a

US$36m

Dec 31 2023US$4mUS$995k

US$45m

Sep 30 2023n/an/a

US$52m

Jun 30 2023n/an/a

US$67m

Mar 31 2023n/an/a

US$79m

Dec 31 2022US$11mUS$995k

US$86m

Sep 30 2022n/an/a

US$91m

Jun 30 2022n/an/a

US$79m

Mar 31 2022n/an/a

US$63m

Dec 31 2021US$5mUS$995k

US$48m

Sep 30 2021n/an/a

US$33m

Jun 30 2021n/an/a

US$23m

Mar 31 2021n/an/a

US$16m

Dec 31 2020US$4mUS$995k

US$22m

Sep 30 2020n/an/a

US$18m

Jun 30 2020n/an/a

US$16m

Mar 31 2020n/an/a

US$14m

Dec 31 2019US$4mUS$995k

US$5m

Sep 30 2019n/an/a

US$11m

Jun 30 2019n/an/a

US$12m

Mar 31 2019n/an/a

US$13m

Dec 31 2018US$4mUS$995k

US$15m

Compensation vs Market: Charles's total compensation ($USD1.04M) is about average for companies of similar size in the German market ($USD810.57K).

Compensation vs Earnings: Charles's compensation has been consistent with company performance over the past year.


CEO

Charles Bradley (64 yo)

33.3yrs

Tenure

US$1,035,611

Compensation

Mr. Charles E. Bradley, Jr. had been the President of Consumer Portfolio Services, Inc. since March 1, 1991 until December 02, 2022 and has been its Director since March 1, 1991. He serves as is its Chairm...


Leadership Team

NamePositionTenureCompensationOwnership
Charles Bradley
CEO & Chairman33.3yrsUS$1.04m18.2%
€ 31.2m
Michael Lavin
President6.3yrsUS$517.16k1.88%
€ 3.2m
Denesh Bharwani
CFO & Executive VP2.7yrsUS$430.87k1.44%
€ 2.5m
Teri Robinson
Executive Vice President of Sales & Originations4.3yrsUS$388.34k2.31%
€ 4.0m
Christopher Terry
Executive Vice President of Systems22.3yrsUS$383.53k1.1%
€ 1.9m
Brian Rayhill
Secretary & Independent Directorno dataUS$106.70k1.08%
€ 1.8m
Lisette Reynoso
Senior VP & General Counsel1.9yrsno datano data
April Crisp
Senior VP of Compliance & Regulatory Affairsno datano data0.080%
€ 136.6k
Charles Gonel
Senior Vice President of Servicing1.9yrsno data0.12%
€ 197.2k
Susan Ryan
Senior Vice President of Servicing1.9yrsno data0.28%
€ 485.7k
Michele Baumeister
Senior Vice President of Originations1.9yrsno data0.30%
€ 507.2k

2.7yrs

Average Tenure

56yo

Average Age

Experienced Management: FC8's management team is considered experienced (2.7 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Charles Bradley
CEO & Chairman34.2yrsUS$1.04m18.2%
€ 31.2m
Brian Rayhill
Secretary & Independent Director18.8yrsUS$106.70k1.08%
€ 1.8m
William Roberts
Independent Director34.2yrsUS$81.90k3.18%
€ 5.4m
Daniel Wood
Independent Director23.8yrsUS$107.20k1.0%
€ 1.7m
Stephen Deckoff
Independent Director2.8yrsUS$74.00kno data
James Walker
Independent Director2.8yrsUS$74.50kno data
William Grounds
Independent Director3.4yrsUS$91.30k0.021%
€ 36.5k
Gregory Washer
Independent Director17.9yrsUS$98.80k2%
€ 3.4m
Louis Grasso
Independent Director5.6yrsUS$84.40k0.048%
€ 81.7k

17.9yrs

Average Tenure

64.5yo

Average Age

Experienced Board: FC8's board of directors are seasoned and experienced ( 17.9 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/18 21:20
End of Day Share Price 2025/05/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Consumer Portfolio Services, Inc. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ScharfCitizens JMP Securities, LLC
Kirk LudtkeCRT Capital Group
John RowanJanney Montgomery Scott LLC