F5L Stock Overview
Provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
My Notes
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Humm Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.39 |
| 52 Week High | AU$0.54 |
| 52 Week Low | AU$0.24 |
| Beta | 2.27 |
| 1 Month Change | -21.46% |
| 3 Month Change | -19.83% |
| 1 Year Change | 34.72% |
| 3 Year Change | -31.33% |
| 5 Year Change | -65.66% |
| Change since IPO | -84.86% |
Recent News & Updates
Recent updates
Shareholder Returns
| F5L | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | -2.0% | -3.5% | -2.6% |
| 1Y | 34.7% | 10.2% | 6.9% |
Return vs Industry: F5L exceeded the German Consumer Finance industry which returned 10.3% over the past year.
Return vs Market: F5L exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| F5L volatility | |
|---|---|
| F5L Average Weekly Movement | 7.3% |
| Consumer Finance Industry Average Movement | 4.5% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: F5L's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: F5L's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1988 | 570 | Stuart Grimshaw | www.shophumm.com/humm-group/ |
Humm Group Limited provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. The company operates through four segments: Point of Sale Payment Plans (PosPP), New Zealand Cards, Australia Cards, and Commercial. It offers long term interest free finance and everyday spend solutions under the humm90 brand; Q Mastercard, an interest free credit card; and FlexiCommercial, a business financing solution, which includes leasing and chattel mortgages for small and medium businesses.
Humm Group Limited Fundamentals Summary
| F5L fundamental statistics | |
|---|---|
| Market cap | €190.04m |
| Earnings (TTM) | €1.14m |
| Revenue (TTM) | €146.08m |
166.9x
P/E Ratio1.3x
P/S RatioIs F5L overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| F5L income statement (TTM) | |
|---|---|
| Revenue | AU$243.70m |
| Cost of Revenue | AU$105.20m |
| Gross Profit | AU$138.50m |
| Other Expenses | AU$136.60m |
| Earnings | AU$1.90m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.004 |
| Gross Margin | 56.83% |
| Net Profit Margin | 0.78% |
| Debt/Equity Ratio | 813.2% |
How did F5L perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield526%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:29 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Humm Group Limited is covered by 11 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Swapan Pandya | APP Securities Pty Ltd. |
| John Marrin | CLSA |
| Paul Buys | Credit Suisse |