Essent Group Ltd.

DB:EG0 Stock Report

Market Cap: €5.4b

Essent Group Past Earnings Performance

Past criteria checks 4/6

Essent Group has been growing earnings at an average annual rate of 9.6%, while the Diversified Financial industry saw earnings growing at 0.6% annually. Revenues have been growing at an average rate of 5.2% per year. Essent Group's return on equity is 13.1%, and it has net margins of 62.2%.

Key information

9.6%

Earnings growth rate

8.4%

EPS growth rate

Diversified Financial Industry Growth9.1%
Revenue growth rate5.2%
Return on equity13.1%
Net Margin62.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Essent Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:EG0 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,1847371340
30 Jun 241,1607391360
31 Mar 241,1187071230
31 Dec 231,0856961150
30 Sep 231,0296681080
30 Jun 231,008668970
31 Mar 239927281020
31 Dec 221,0018311000
30 Sep 221,028865990
30 Jun 221,0498921010
31 Mar 221,0488201010
31 Dec 211,029682210
30 Sep 211,019624990
30 Jun 21978544940
31 Mar 21971399930
31 Dec 20955413180
30 Sep 20937436950
30 Jun 20920456960
31 Mar 20896578950
31 Dec 19868556170
30 Sep 19832537930
30 Jun 19791509910
31 Mar 19752484900
31 Dec 18719467150
30 Sep 18687501890
30 Jun 18653464910
31 Mar 18616424910
31 Dec 17577380190
30 Sep 17542280910
30 Jun 17513261890
31 Mar 17483241870
31 Dec 16458223840
30 Sep 16429204810
30 Jun 16400186770
31 Mar 16376170740
31 Dec 15353157720
30 Sep 15329142700
30 Jun 15301126680
31 Mar 15272108670
31 Dec 1423988640
30 Sep 1420926630
30 Jun 1418116580
31 Mar 1415621530
31 Dec 1313113470

Quality Earnings: EG0 has high quality earnings.

Growing Profit Margin: EG0's current net profit margins (62.2%) are lower than last year (64.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EG0's earnings have grown by 9.6% per year over the past 5 years.

Accelerating Growth: EG0's earnings growth over the past year (10.2%) exceeds its 5-year average (9.6% per year).

Earnings vs Industry: EG0 earnings growth over the past year (10.2%) exceeded the Diversified Financial industry -11%.

Return on Equity

High ROE: EG0's Return on Equity (13.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 15:54
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Essent Group Ltd. is covered by 18 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Terry MaBarclays
Mihir BhatiaBofA Global Research