EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients.
Reasonable growth potential average dividend payer.
Share Price & News
How has EFG International's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: E2S has not had significant price volatility in the past 3 months.
7 Day Return
DE Capital Markets
1 Year Return
DE Capital Markets
Return vs Industry: E2S underperformed the German Capital Markets industry which returned 18.1% over the past year.
Return vs Market: E2S underperformed the German Market which returned 17.1% over the past year.
Price Volatility Vs. Market
How volatile is EFG International's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is EFG International undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: E2S (€6) is trading below our estimate of fair value (€7.23)
Significantly Below Fair Value: E2S is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: E2S is poor value based on its PE Ratio (31.6x) compared to the Capital Markets industry average (26x).
PE vs Market: E2S is poor value based on its PE Ratio (31.6x) compared to the German market (20.6x).
Price to Earnings Growth Ratio
PEG Ratio: E2S is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: E2S is good value based on its PB Ratio (1.1x) compared to the DE Capital Markets industry average (1.8x).
How is EFG International forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: E2S's forecast earnings growth (36.2% per year) is above the savings rate (0.2%).
Earnings vs Market: E2S's earnings (36.2% per year) are forecast to grow faster than the German market (13.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: E2S's revenue (6% per year) is forecast to grow faster than the German market (4.8% per year).
High Growth Revenue: E2S's revenue (6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: E2S's Return on Equity is forecast to be low in 3 years time (9.8%).
How has EFG International performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: E2S has high quality earnings.
Growing Profit Margin: E2S became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: E2S's earnings have declined by -9.7% per year over the past 5 years.
Accelerating Growth: E2S has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: E2S has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (-2.7%).
Return on Equity
High ROE: E2S's Return on Equity (3.5%) is considered low.
Return on Assets
Return on Capital Employed
How is EFG International's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: E2S has a low level of unsold assets or inventory.
Debt Coverage by Assets: E2S's debt is covered by short term assets (assets are 11.5x debt).
Financial Institutions Analysis
Asset Level: E2S's level of assets compared to its equity is very high.
Allowance for Bad Loans: E2S has a low allowance for bad loans.
Low Risk Liabilities: E2S's liabilities are made up of primarily low risk sources of funding.
Loan Level: E2S has an acceptable proportion of non-loan assets held.
Low Risk Deposits: E2S's loans are broadly funded by customer deposits.
Level of Bad Loans: E2S has a high level of bad loans (2.26%)
What is EFG International's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: E2S's dividend (4.95%) is higher than the bottom 25% of dividend payers in the German market (1.38%).
High Dividend: E2S's dividend (4.95%) is in the top 25% of dividend payers in the German market (3.53%)
Stability and Growth of Payments
Stable Dividend: E2S's dividend payments have been volatile in the past 10 years.
Growing Dividend: E2S's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (156.5%), E2S's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: E2S's dividends in 3 years are forecast to be covered by earnings (54.6% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Giorgio Pradelli (52yo)
Mr. Piergiorgio Pradelli, also known as Giorgio, has been Chief Executive Officer of EFG International AG since January 1, 2018. He served as Deputy Chief Executive Officer at EFG International AG from Jan ...
CEO Compensation Analysis
Compensation vs Market: Giorgio's total compensation ($USD2.86M) is above average for companies of similar size in the German market ($USD1.50M).
Compensation vs Earnings: Insufficient data to compare Giorgio's compensation with company performance.
|Chief Executive Officer||1.7yrs||CHF2.82m||0.032% CHF523.1k|
|Chief Financial Officer||1.7yrs||no data||no data|
|Chief Operating Officer||1.7yrs||no data||no data|
|Chief Technology Officer||1.7yrs||no data||no data|
|Head of Investor Relations||0yrs||no data||no data|
|Group Head of Legal & Compliance||0.5yrs||no data||no data|
|Head of Marketing & Communication||0yrs||no data||no data|
|Global Head of Human Resources||0.8yrs||no data||no data|
|Deputy Chief Risk Officer||0yrs||no data||no data|
|Chief Economist||0yrs||no data||no data|
Experienced Management: E2S's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
EFG International AG's company bio, employee growth, exchange listings and data sources
- Name: EFG International AG
- Ticker: E2S
- Exchange: DB
- Founded: 1995
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: CHF1.755b
- Listing Market Cap: CHF1.615b
- Shares outstanding: 289.67m
- Website: https://www.efginternational.com
Number of Employees
- EFG International AG
- Bleicherweg 8
- PO Box 6012
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|EFGN||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||Oct 2005|
|E2S||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Oct 2005|
|EFGI.F||OTCPK (Pink Sheets LLC)||Yes||Registered Shares||US||USD||Oct 2005|
|0QJX||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||Oct 2005|
|EFGX.Y||OTCPK (Pink Sheets LLC)||UNSPONSORD ADR||US||USD||Aug 2009|
EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients. The company operates through Switzerland and Italy; Continental Europe; Americas; United Kingdom; Asia; Investment Solutions; Global Markets & Treasury; and Other segments. It offers investment solutions, including asset management mandate, advisory, investment fund, third party-fund selection, structured product, alternative investment, and trading services; wealth solutions, such as fund service, wealth planning, pension products, and art advisory; credit and financing services comprising property and investment finance; eBanking and security services; and other banking services consisting of accounts and cards, as well as custody, foreign exchange and treasury, and client reporting. The company also provides investment advisory research services; training services for external asset managers; and commercial banking services. In addition, it engages in the trade of securities, derivatives, foreign exchange, money market papers, and precious metals on behalf of its clients. The company was founded in 1995 and is headquartered in Zurich, Switzerland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/09/25 21:06|
|End of Day Share Price||2019/06/28 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.