CKR Stock Overview

Qifu Technology, Inc., together with its subsidiaries, operate AI-empowered credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. More details

CKR fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	3/6
Past Performance	6/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 71.4% below our estimate of its fair value

Earnings are forecast to grow 6.08% per year

Earnings grew by 52.8% over the past year

Analysts in good agreement that stock price will rise by 34.7%

Risk Analysis

Unstable dividend track record

Volatile share price over the past 3 months compared to the German market

Community vs My Fair Value

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Qifu Technology, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Qifu Technology
Historical stock prices
Current Share Price	US$35.40
52 Week High	US$43.20
52 Week Low	US$30.75
Beta	0.59
1 Month Change	-8.29%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-11.72%

Recent updates

Shareholder Returns

	CKR	DE Consumer Finance	DE Market
7D	-2.2%	-1.2%	-0.7%
1Y	n/a	25.9%	15.2%

Return vs Industry: Insufficient data to determine how CKR performed against the German Consumer Finance industry.

Return vs Market: Insufficient data to determine how CKR performed against the German Market.

Price Volatility

Is CKR's price volatile compared to industry and market?
CKR volatility
CKR Average Weekly Movement	10.7%
Consumer Finance Industry Average Movement	6.4%
Market Average Movement	6.5%
10% most volatile stocks in DE Market	12.8%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: CKR's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine CKR's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2016	3,527	Haisheng Wu	www.qifu.tech

Qifu Technology, Inc., together with its subsidiaries, operate AI-empowered credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises.

Qifu Technology, Inc. Fundamentals Summary

How do Qifu Technology's earnings and revenue compare to its market cap?
CKR fundamental statistics
Market cap	€4.83b
Earnings (TTM)	€837.68m
Revenue (TTM)	€2.15b

5.7x

P/E Ratio

2.2x

P/S Ratio

Is CKR overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CKR income statement (TTM)
Revenue	CN¥17.70b
Cost of Revenue	CN¥6.42b
Gross Profit	CN¥11.28b
Other Expenses	CN¥4.38b
Earnings	CN¥6.90b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	51.32
Gross Margin	63.72%
Net Profit Margin	38.98%
Debt/Equity Ratio	27.8%

How did CKR perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

20%

Payout Ratio

Does CKR pay a reliable dividends?

See CKR dividend history and benchmarks

When do you need to buy CKR by to receive an upcoming dividend?
Qifu Technology dividend dates
Ex Dividend Date	Apr 23 2025
Dividend Pay Date	Jun 02 2025
Days until Ex dividend	41 days
Days until Dividend pay date	1 day

Does CKR pay a reliable dividends?

See CKR dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/06/02 05:45
End of Day Share Price	2025/06/02 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Qifu Technology, Inc. is covered by 18 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Emma Xu	BofA Global Research
Zeyu Yao	China International Capital Corporation Limited
Yun-Yin Wang	China Renaissance Securities

Qifu Technology DB:CKR Stock Report