Cass Information Systems Future Growth

Future criteria checks 3/6

Cass Information Systems is forecast to grow earnings and revenue by 31.8% and 2.6% per annum respectively. EPS is expected to grow by 31.2% per annum. Return on equity is forecast to be 15% in 3 years.

Key information

31.8%

Earnings growth rate

31.2%

EPS growth rate

Diversified Financial earnings growth	37.8%
Revenue growth rate	2.6%
Future return on equity	15.0%
Analyst coverage	Low
Last updated	17 Oct 2024

Recent future growth updates

No updates

Recent updates

Earnings and Revenue Growth Forecasts

DB:CC3 - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	225	42	N/A	N/A	1
12/31/2025	209	35	N/A	N/A	1
12/31/2024	198	20	N/A	N/A	1
9/30/2024	220	23	15	28	N/A
6/30/2024	218	27	27	40	N/A
3/31/2024	216	30	21	37	N/A
12/31/2023	213	30	23	37	N/A
9/30/2023	210	31	29	40	N/A
6/30/2023	204	32	29	38	N/A
3/31/2023	197	34	40	46	N/A
12/31/2022	187	35	46	52	N/A
9/30/2022	177	33	39	45	N/A
6/30/2022	167	31	38	44	N/A
3/31/2022	161	30	27	33	N/A
12/31/2021	155	29	30	35	N/A
9/30/2021	152	27	35	38	N/A
6/30/2021	149	26	34	37	N/A
3/31/2021	146	25	44	46	N/A
12/31/2020	148	25	46	48	N/A
9/30/2020	151	25	40	42	N/A
6/30/2020	156	28	46	48	N/A
3/31/2020	162	30	41	44	N/A
12/31/2019	163	30	39	42	N/A
9/30/2019	162	31	47	49	N/A
6/30/2019	159	31	47	50	N/A
3/31/2019	155	30	43	47	N/A
12/31/2018	152	30	44	48	N/A
9/30/2018	148	29	44	50	N/A
6/30/2018	144	28	N/A	43	N/A
3/31/2018	141	27	N/A	51	N/A
12/31/2017	137	25	N/A	39	N/A
9/30/2017	134	26	N/A	38	N/A
6/30/2017	131	25	N/A	39	N/A
3/31/2017	129	25	N/A	34	N/A
12/31/2016	126	24	N/A	35	N/A
9/30/2016	124	24	N/A	33	N/A
6/30/2016	123	24	N/A	34	N/A
3/31/2016	122	23	N/A	31	N/A
12/31/2015	122	23	N/A	33	N/A
9/30/2015	122	23	N/A	32	N/A
6/30/2015	121	23	N/A	33	N/A
3/31/2015	121	24	N/A	36	N/A
12/31/2014	120	24	N/A	35	N/A
9/30/2014	118	24	N/A	35	N/A
6/30/2014	118	23	N/A	33	N/A
3/31/2014	118	23	N/A	33	N/A
12/31/2013	118	23	N/A	29	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CC3's forecast earnings growth (31.8% per year) is above the savings rate (1%).

Earnings vs Market: CC3's earnings (31.8% per year) are forecast to grow faster than the German market (21.1% per year).

High Growth Earnings: CC3's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CC3's revenue (2.6% per year) is forecast to grow slower than the German market (5.6% per year).

High Growth Revenue: CC3's revenue (2.6% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CC3's Return on Equity is forecast to be low in 3 years time (15%).

Cass Information Systems Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Recent updates

Third quarter dividend of US$0.31 announced

Now 22% undervalued

Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.55 in 3Q 2023)

Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2024, Payable on December 13, 2024

Now 21% undervalued

Now 22% undervalued after recent price drop

Upcoming dividend of US$0.30 per share

Second quarter dividend of US$0.30 announced

Now 22% undervalued after recent price drop

Second quarter 2024 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2023)

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024

Investor sentiment improves as stock rises 15%

Upcoming dividend of US$0.30 per share

First quarter dividend of US$0.30 announced

Cass Information Systems Launches Working Capital Solution for Shippers and Carriers

First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)

First quarter 2024 earnings released: EPS: US$0.53 (vs US$0.52 in 1Q 2023)

Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024

Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)

Upcoming dividend of US$0.30 per share

Fourth quarter dividend of US$0.30 announced

Full year 2023 earnings released: EPS: US$2.22 (vs US$2.58 in FY 2022)

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2024

Upcoming dividend of US$0.30 per share at 2.9% yield

Third quarter 2023 earnings released: EPS: US$0.55 (vs US$0.65 in 3Q 2022)

Cass Information Systems, Inc. Approves an Increase in the Quarterly Dividend, Payable on December 15, 2023

Upcoming dividend of US$0.29 per share at 3.0% yield

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2023

Second quarter 2023 earnings released: EPS: US$0.53 (vs US$0.63 in 2Q 2022)

Upcoming dividend of US$0.29 per share at 3.0% yield

Investor sentiment deteriorates as stock falls 12%

President recently bought €73k worth of stock

First quarter 2023 earnings released: EPS: US$0.52 (vs US$0.61 in 1Q 2022)

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Upcoming dividend of US$0.29 per share at 2.4% yield

Cass Information Systems, Inc. Announces Executive Changes

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2023

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Cass Information Systems, Inc. Promotes Tony Urban as its New Executive Vice President and President of its Transportation Information Services

Now 21% undervalued

Upcoming dividend of US$0.29 per share

Cass Information Systems, Inc. Declares Fourth Quarter Dividend, Payable on December 15, 2022

Third quarter 2022 earnings released: EPS: US$0.65 (vs US$0.48 in 3Q 2021)

Upcoming dividend of US$0.28 per share

Ann Marr Joins Board of Directors of Cass Information Systems, Inc

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2022

Second quarter 2022 earnings released: EPS: US$0.63 (vs US$0.49 in 2Q 2021)

Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC.

Insufficient new directors

Cass Information Systems, Inc. (NasdaqGS:CASS) has entered into an agreement to acquire the Assets of TouchPoint Software, LLC.

Upcoming dividend of US$0.28 per share

First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)

Insufficient new directors

Cass Information Systems, Inc. Declares Second Quarter Dividend, Payable on June 15, 2022

Cass Information Systems, Inc. Names Todd Wills to Senior Vice President and Utilities General Manager

First quarter 2022 earnings released: EPS: US$0.61 (vs US$0.49 in 1Q 2021)

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Upcoming dividend of US$0.28 per share

Cass Information Systems, Inc. Promotes Martin Resch to President and Chief Operating Officer

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2022

Insufficient new directors

Upcoming dividend of US$0.28 per share

Third quarter 2021 earnings released: EPS US$0.48 (vs US$0.40 in 3Q 2020)

Upcoming dividend of US$0.27 per share

Second quarter 2021 earnings released: EPS US$0.49 (vs US$0.38 in 2Q 2020)

Cass Information Systems Launches Cass FreightClaim360, A Freight Claims Application for Carriers

Upcoming dividend of US$0.27 per share

First quarter 2021 earnings released: EPS US$0.49 (vs US$0.52 in 1Q 2020)

Cass Information Systems, Inc., Annual General Meeting, Apr 20, 2021

Cass Information Systems, Inc. Names Michael J. Normileas as Chief Financial Officer

Cass Information Systems, Inc. Names Michael J. Normile as Executive Vice President

New 90-day high: €36.60

Full year 2020 earnings released: EPS US$1.75 (vs US$2.11 in FY 2019)

Upcoming Dividend of US$0.27 Per Share