Aareal Bank Balance Sheet Health
Financial Health criteria checks 2/6
Aareal Bank has total assets of €49.4B and total equity of €3.3B. Total deposits are €12.9B, and total loans are €31.5B.
Key information
14.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €12.87b |
Loan to deposit ratio | High |
Bad loans | 3.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €2.04b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARLN's Assets to Equity ratio (14.8x) is moderate.
Allowance for Bad Loans: ARLN has a low allowance for bad loans (30%).
Low Risk Liabilities: 72% of ARLN's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ARLN has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: ARLN's Loans to Deposits ratio (245%) is high.
Level of Bad Loans: ARLN has a high level of bad loans (3.8%).