Acom Co., Ltd.

DB:AK5 Stock Report

Market Cap: €3.8b

Acom Valuation

Is AK5 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AK5 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AK5 (€2.36) is trading below our estimate of fair value (€3.48)

Significantly Below Fair Value: AK5 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for AK5?

Key metric: As AK5 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AK5. This is calculated by dividing AK5's market cap by their current earnings.
What is AK5's PE Ratio?
PE Ratio10.8x
EarningsJP¥55.66b
Market CapJP¥602.36b

Price to Earnings Ratio vs Peers

How does AK5's PE Ratio compare to its peers?

The above table shows the PE ratio for AK5 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11.1x
OT8 Eleving Group
9.3x29.7%€190.9m
E4I Multitude
9.4x19.8%€103.6m
DWS DWS Group GmbH KGaA
13.2x12.7%€7.9b
FTK flatexDEGIRO
12.6x8.5%€1.5b
AK5 Acom
10.8x13.2%€602.4b

Price-To-Earnings vs Peers: AK5 is good value based on its Price-To-Earnings Ratio (10.8x) compared to the peer average (11.1x).

Price to Earnings Ratio vs Industry

How does AK5's PE Ratio compare vs other companies in the European Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
AK5 10.8xIndustry Avg. 9.1xNo. of Companies5PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: AK5 is expensive based on its Price-To-Earnings Ratio (10.8x) compared to the European Consumer Finance industry average (9.1x).

Price to Earnings Ratio vs Fair Ratio

What is AK5's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AK5 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.8x
Fair PE Ratio16.5x

Price-To-Earnings vs Fair Ratio: AK5 is good value based on its Price-To-Earnings Ratio (10.8x) compared to the estimated Fair Price-To-Earnings Ratio (16.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst AK5 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€2.40
€2.54
+5.7%
1.2%€2.56€2.49n/a3
Nov ’25€2.12
€2.52
+18.9%
1.2%€2.56€2.50n/a3
Oct ’25€2.34
€2.52
+7.7%
1.2%€2.56€2.50n/a3
Sep ’25€2.30
€2.49
+8.4%
1.2%€2.54€2.47n/a3
Aug ’25€2.54
€2.43
-4.2%
1.2%€2.47€2.41n/a3
Jul ’25€2.32
€2.38
+2.6%
1.2%€2.42€2.36n/a3
Jun ’25€2.30
€2.36
+2.8%
1.2%€2.40€2.34n/a3
May ’25€2.36
€2.44
+3.2%
2.0%€2.50€2.38n/a3
Apr ’25€2.38
€2.44
+2.4%
2.0%€2.50€2.38n/a3
Mar ’25€2.24
€2.34
+4.6%
4.7%€2.45€2.23n/a2
Feb ’25€2.32
€2.33
+0.4%
3.4%€2.41€2.25n/a2
Jan ’25€2.20
€2.33
+5.9%
3.4%€2.41€2.25n/a2
Dec ’24€2.10
€2.33
+10.9%
3.4%€2.41€2.25n/a2
Nov ’24€2.16
€2.33
+7.9%
3.4%€2.41€2.25€2.122
May ’24€2.18
€2.45
+12.2%
2.9%€2.52€2.38€2.362
Apr ’24€2.14
€2.45
+14.3%
2.9%€2.52€2.38€2.382
Mar ’24€2.26
€2.45
+8.2%
2.9%€2.52€2.38€2.242
Feb ’24€2.16
€2.43
+12.4%
3.6%€2.54€2.33€2.323
Jan ’24€2.18
€2.42
+11.1%
4.3%€2.60€2.32€2.204
Dec ’23€2.18
€2.42
+11.1%
4.3%€2.60€2.32€2.104
Nov ’23€2.14
€2.60
+21.4%
12.2%€3.14€2.37€2.164

Analyst Forecast: Target price is less than 20% higher than the current share price.

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