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SoFi Technologies, Inc.DB:6B0 Stock Report

Market Cap €25.8b
Share Price
€22.17
My Fair Value
€18.45
20.1% overvalued intrinsic discount
1Y191.5%
7D-6.8%
Portfolio Value
View

SoFi Technologies, Inc.

DB:6B0 Stock Report

Market Cap: €25.8b

SoFi Technologies (6B0) Stock Overview

Provides various financial services in the United States, Latin America, Canada, and Hong Kong. More details

6B0 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance2/6
Financial Health4/6
Dividends0/6

6B0 Community Fair Values

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See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

SoFi Technologies, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for SoFi Technologies
Historical stock prices
Current Share PriceUS$22.17
52 Week HighUS$25.61
52 Week LowUS$7.40
Beta1.93
1 Month Change5.40%
3 Month Change31.56%
1 Year Change191.53%
3 Year Change340.39%
5 Year Changen/a
Change since IPO28.87%

Recent News & Updates

Recent updates

Shareholder Returns

6B0DE Consumer FinanceDE Market
7D-6.8%0.4%2.7%
1Y191.5%23.0%14.9%

Return vs Industry: 6B0 exceeded the German Consumer Finance industry which returned 23.8% over the past year.

Return vs Market: 6B0 exceeded the German Market which returned 14.7% over the past year.

Price Volatility

Is 6B0's price volatile compared to industry and market?
6B0 volatility
6B0 Average Weekly Movement8.7%
Consumer Finance Industry Average Movement5.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market12.4%
10% least volatile stocks in DE Market2.5%

Stable Share Price: 6B0's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 6B0's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
20115,000Anthony Notowww.sofi.com

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.

SoFi Technologies, Inc. Fundamentals Summary

How do SoFi Technologies's earnings and revenue compare to its market cap?
6B0 fundamental statistics
Market cap€25.80b
Earnings (TTM)€479.44m
Revenue (TTM)€2.59b
56.2x
P/E Ratio
10.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
6B0 income statement (TTM)
RevenueUS$3.03b
Cost of RevenueUS$537.83m
Gross ProfitUS$2.49b
Other ExpensesUS$1.93b
EarningsUS$561.60m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 28, 2025

Earnings per share (EPS)0.47
Gross Margin82.25%
Net Profit Margin18.54%
Debt/Equity Ratio58.3%

How did 6B0 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 07:31
End of Day Share Price 2025/10/06 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SoFi Technologies, Inc. is covered by 33 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Terry MaBarclays
James FotheringhamBMO Capital Markets Equity Research
Mihir BhatiaBofA Global Research