Oxford Lane Capital Corp.

DB:4RQ Stock Report

Market Cap: €1.7b

Oxford Lane Capital Valuation

Is 4RQ undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 4RQ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€7.76
Fair Value
48.2% undervalued intrinsic discount
2
Number of Analysts

Below Fair Value: 4RQ (€4.02) is trading below our estimate of fair value (€7.76)

Significantly Below Fair Value: 4RQ is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 4RQ?

Key metric: As 4RQ is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 4RQ. This is calculated by dividing 4RQ's market cap by their current earnings.
What is 4RQ's PE Ratio?
PE Ratio40.4x
EarningsUS$48.46m
Market CapUS$1.96b

Price to Earnings Ratio vs Peers

How does 4RQ's PE Ratio compare to its peers?

Insufficient data to calculate this valuation analysis check
The above table shows the PE ratio for 4RQ vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Averagen/a
4RQ Oxford Lane Capital
40.4x78.41%€2.0b

Price-To-Earnings vs Peers: Insufficient data to calculate 4RQ's Price-To-Earnings Ratio vs. peers for valuation analysis.

Price to Earnings Ratio vs Industry

How does 4RQ's PE Ratio compare vs other companies in the DE Capital Markets Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
HXCK Ernst Russ
3.8x-33.20%US$228.09m
SPT6 Sparta
1.3xn/aUS$96.43m
EFS3 Effecten-Spiegel
4.2xn/aUS$54.55m
VG8 Varengold Bank
5xn/aUS$32.17m
4RQ 40.4xIndustry Avg. 22.7xNo. of Companies6PE020406080100+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 4RQ is expensive based on its Price-To-Earnings Ratio (40.4x) compared to the German Capital Markets industry average (22.7x).

Price to Earnings Ratio vs Fair Ratio

What is 4RQ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

4RQ PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio40.4x
Fair PE Ratio44.1x

Price-To-Earnings vs Fair Ratio: 4RQ is good value based on its Price-To-Earnings Ratio (40.4x) compared to the estimated Fair Price-To-Earnings Ratio (44.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 4RQ forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€4.02
€4.54
+13.00%
2.44%€4.65€4.43n/a2
May ’26€4.04
€5.20
+28.88%
2.33%€5.33€5.08n/a2
Apr ’26€4.31
€5.20
+20.65%
2.33%€5.33€5.08n/a2
Mar ’26€4.89
€5.20
+6.47%
2.33%€5.33€5.08n/a2
Feb ’26€4.90
€5.51
+12.40%
4.35%€5.75€5.27n/a2
Jan ’26€4.94
€5.56
+12.44%
4.04%€5.72€5.24n/a3
Dec ’25€4.90
€5.56
+13.41%
4.04%€5.72€5.24n/a3
Jun ’24€4.81
€6.03
+25.47%
7.69%€6.50€5.57€4.982
May ’24€4.66
€6.90
+48.15%
6.67%€7.36€6.44€4.632
AnalystConsensusTarget
Consensus Narrative from 2 Analysts
€4.60
Fair Value
12.6% undervalued intrinsic discount
2
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/23 00:47
End of Day Share Price 2025/05/22 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oxford Lane Capital Corp. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Boris PiallouxB. Riley Wealth
Mickey SchleienLadenburg Thalmann & Company
Erik ZwickLucid Capital Markets