Hoist Finance AB (publ)

DB:4HF Stock Report

Market Cap: €707.4m

Hoist Finance Past Earnings Performance

Past criteria checks 5/6

Hoist Finance has been growing earnings at an average annual rate of 32%, while the Consumer Finance industry saw earnings growing at 20.9% annually. Revenues have been growing at an average rate of 7.8% per year. Hoist Finance's return on equity is 14.9%, and it has net margins of 21.2%.

Key information

32.0%

Earnings growth rate

30.7%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate7.8%
Return on equity14.9%
Net Margin21.2%
Next Earnings Update07 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Hoist Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:4HF Revenue, expenses and earnings (SEK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244,0418561,4870
30 Jun 243,8338331,5220
31 Mar 243,6437131,5170
31 Dec 233,4355591,4980
30 Sep 233,1364141,6680
30 Jun 232,8472681,5650
31 Mar 232,7262861,4230
31 Dec 222,5993171,3410
30 Sep 222,5913601,2350
30 Jun 222,4872801,2050
31 Mar 222,227-71,2100
31 Dec 211,958-2541,2330
30 Sep 211,905-2861,2640
30 Jun 212,091-1821,3340
31 Mar 212,135-1371,4140
31 Dec 202,296-451,4710
30 Sep 202,552221,4980
30 Jun 202,568601,4950
31 Mar 202,8493011,4460
31 Dec 193,0965421,4160
30 Sep 193,0185581,4100
30 Jun 193,0566161,3550
31 Mar 192,9095721,3520
31 Dec 182,8205361,3160
30 Sep 182,6884701,2590
30 Jun 182,5474331,2160
31 Mar 182,4324081,1400
31 Dec 172,3494131,0970
30 Sep 172,3584701,0370
30 Jun 172,3064299340
31 Mar 172,3104528300
31 Dec 162,2124017360
30 Sep 162,1313947460
30 Jun 162,0823677540
31 Mar 161,9623107400
31 Dec 151,8382197160
30 Sep 151,6361476480
30 Jun 151,4941206040
31 Mar 151,3931205620
31 Dec 141,2921555240
31 Dec 131,050944160

Quality Earnings: 4HF has high quality earnings.

Growing Profit Margin: 4HF's current net profit margins (21.2%) are higher than last year (13.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 4HF's earnings have grown significantly by 32% per year over the past 5 years.

Accelerating Growth: 4HF's earnings growth over the past year (106.8%) exceeds its 5-year average (32% per year).

Earnings vs Industry: 4HF earnings growth over the past year (106.8%) exceeded the Consumer Finance industry 3.2%.

Return on Equity

High ROE: 4HF's Return on Equity (14.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 05:52
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Hoist Finance AB (publ) is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ermin KericCarnegie Investment Bank AB
Borja Ramirez SeguraCitigroup Inc
Arun MelmaneMacquarie Research