47Z Stock Overview
Operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Waterstone Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.10 |
| 52 Week High | US$15.10 |
| 52 Week Low | US$9.75 |
| Beta | 0.66 |
| 1 Month Change | -7.63% |
| 3 Month Change | -9.70% |
| 1 Year Change | -0.82% |
| 3 Year Change | -32.40% |
| 5 Year Change | n/a |
| Change since IPO | -26.67% |
Recent News & Updates
Recent updates
Shareholder Returns
| 47Z | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | 6.1% | 4.0% | 3.0% |
| 1Y | -0.8% | -1.3% | 12.8% |
Return vs Industry: 47Z matched the German Diversified Financial industry which returned -1.3% over the past year.
Return vs Market: 47Z underperformed the German Market which returned 12.8% over the past year.
Price Volatility
| 47Z volatility | |
|---|---|
| 47Z Average Weekly Movement | 4.9% |
| Diversified Financial Industry Average Movement | 3.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 47Z has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 47Z's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | 698 | Bill Bruss | www.wsbonline.com |
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.
Waterstone Financial, Inc. Fundamentals Summary
| 47Z fundamental statistics | |
|---|---|
| Market cap | €235.50m |
| Earnings (TTM) | €13.08m |
| Revenue (TTM) | €129.65m |
18.0x
P/E Ratio1.8x
P/S RatioIs 47Z overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 47Z income statement (TTM) | |
|---|---|
| Revenue | US$133.23m |
| Cost of Revenue | US$0 |
| Gross Profit | US$133.23m |
| Other Expenses | US$119.79m |
| Earnings | US$13.44m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.73 |
| Gross Margin | 100.00% |
| Net Profit Margin | 10.09% |
| Debt/Equity Ratio | 166.5% |
How did 47Z perform over the long term?
See historical performance and comparisonDividends
4.5%
Current Dividend Yield77%
Payout RatioDoes 47Z pay a reliable dividends?
See 47Z dividend history and benchmarks| Waterstone Financial dividend dates | |
|---|---|
| Ex Dividend Date | Jan 08 2025 |
| Dividend Pay Date | Feb 03 2025 |
| Days until Ex dividend | 13 days |
| Days until Dividend pay date | 13 days |
Does 47Z pay a reliable dividends?
See 47Z dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/20 15:14 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Waterstone Financial, Inc. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nathan Race | Piper Sandler Companies |
| Brendan Nosal | Piper Sandler Companies |
| Mike Shafir | Sterne Agee & Leach |