VP Bank Balance Sheet Health
Financial Health criteria checks 5/6
VP Bank has total assets of CHF11.7B and total equity of CHF1.1B. Total deposits are CHF9.7B, and total loans are CHF5.8B.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | CHF 9.71b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CHF 2.37b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3VFN's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: 3VFN has a low allowance for bad loans (35%).
Low Risk Liabilities: 92% of 3VFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3VFN has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 3VFN's Loans to Deposits ratio (59%) is appropriate.
Level of Bad Loans: 3VFN has an appropriate level of bad loans (1.1%).