3IM logo

Manx Financial GroupDB:3IM Stock Report

Market Cap €31.1m
Share Price
€0.24
My Fair Value
€0.75
68.1% undervalued intrinsic discount
1Y16.3%
7D-5.5%
Portfolio Value
View

Manx Financial Group (3IM) Stock Overview

Through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. More details

3IM fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health1/6
Dividends3/6

3IM Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Manx Financial Group PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Manx Financial Group
Historical stock prices
Current Share PriceUK£0.24
52 Week HighUK£0.29
52 Week LowUK£0.13
Beta0.65
1 Month Change-12.95%
3 Month Change58.17%
1 Year Change16.35%
3 Year Change186.39%
5 Year Change258.52%
Change since IPO-79.83%

Recent News & Updates

Recent updates

Shareholder Returns

3IMDE Consumer FinanceDE Market
7D-5.5%1.5%0.4%
1Y16.3%23.7%18.3%

Return vs Industry: 3IM underperformed the German Consumer Finance industry which returned 24.9% over the past year.

Return vs Market: 3IM underperformed the German Market which returned 19.3% over the past year.

Price Volatility

Is 3IM's price volatile compared to industry and market?
3IM volatility
3IM Average Weekly Movement13.2%
Consumer Finance Industry Average Movement6.0%
Market Average Movement5.1%
10% most volatile stocks in DE Market11.5%
10% least volatile stocks in DE Market2.6%

Stable Share Price: 3IM's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 3IM's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
1935185Douglas Grantwww.mfg.im

Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. The company provides various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit facilities to consumers and business sectors; and loans to small and medium sized enterprises, as well as hire purchase and leasing finance services. It also offers wealth management, protection, lending, general insurance, and retirement planning services to personal and corporate customers; and payment processing facilities.

Manx Financial Group PLC Fundamentals Summary

How do Manx Financial Group's earnings and revenue compare to its market cap?
3IM fundamental statistics
Market cap€31.07m
Earnings (TTM)€9.35m
Revenue (TTM)€45.27m
3.3x
P/E Ratio
0.7x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3IM income statement (TTM)
RevenueUK£39.25m
Cost of RevenueUK£7.18m
Gross ProfitUK£32.07m
Other ExpensesUK£23.96m
EarningsUK£8.10m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.068
Gross Margin81.70%
Net Profit Margin20.64%
Debt/Equity Ratio121.4%

How did 3IM perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
10%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/21 21:47
End of Day Share Price 2025/07/21 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Manx Financial Group PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.