High Templar Tech (1QU) Stock Overview

Operates as a consumer-oriented financial technology service company in the People’s Republic of China. More details

1QU fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (3.7x) is below the German market (16.4x)

Earnings grew by 672.5% over the past year

Risk Analysis

Earnings have declined by 26.6% per year over past 5 years

Volatile share price over the past 3 months compared to the German market

1QU Community Fair Values

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High Templar Tech Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for High Templar Tech
Historical stock prices
Current Share Price	US$2.12
52 Week High	US$4.26
52 Week Low	US$1.63
Beta	1.29
1 Month Change	-0.93%
3 Month Change	-16.54%
1 Year Change	-40.78%
3 Year Change	32.50%
5 Year Change	57.04%
Change since IPO	-90.95%

Recent updates

Shareholder Returns

	1QU	DE Consumer Finance	DE Market
7D	-1.9%	-2.2%	-0.5%
1Y	-40.8%	7.7%	4.6%

Return vs Industry: 1QU underperformed the German Consumer Finance industry which returned 6.8% over the past year.

Return vs Market: 1QU underperformed the German Market which returned 5.5% over the past year.

Price Volatility

Is 1QU's price volatile compared to industry and market?
1QU volatility
1QU Average Weekly Movement	8.1%
Consumer Finance Industry Average Movement	5.0%
Market Average Movement	5.0%
10% most volatile stocks in DE Market	12.4%
10% least volatile stocks in DE Market	2.5%

Stable Share Price: 1QU's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 1QU's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

Founded	Employees	CEO	Website
2014	101	Min Luo	www.qudian.com

High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People’s Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It also offers social security insurance including pension insurance, unemployment insurance, work-related injury insurance, and medical insurance for its employees.

High Templar Tech Limited Fundamentals Summary

How do High Templar Tech's earnings and revenue compare to its market cap?
1QU fundamental statistics
Market cap	€353.81m
Earnings (TTM)	€90.81m
Revenue (TTM)	€5.25m

3.7x

P/E Ratio

64.1x

P/S Ratio

Is 1QU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1QU income statement (TTM)
Revenue	CN¥40.96m
Cost of Revenue	CN¥36.10m
Gross Profit	CN¥4.87m
Other Expenses	-CN¥703.76m
Earnings	CN¥708.63m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	4.56
Gross Margin	11.88%
Net Profit Margin	1,729.89%
Debt/Equity Ratio	13.5%

How did 1QU perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/09 19:08
End of Day Share Price	2026/09/09 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

High Templar Tech Limited is covered by 11 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Linda Sun-Mattison	Bernstein
Yaoping Wang	China International Capital Corporation Limited
Jacky Zuo	China Renaissance Securities

High Templar Tech (1QU) Stock Overview

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High Templar Tech Limited Competitors

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Price History & Performance

Recent News & Updates

Investor sentiment deteriorates as stock falls 23%

Investor sentiment improves as stock rises 33%

Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025

Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)

First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)

Qudian Inc. Announces Changes to Board of Directors

Recent updates

Investor sentiment deteriorates as stock falls 23%

Investor sentiment improves as stock rises 33%

Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025

Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)

First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)

Qudian Inc. Announces Changes to Board of Directors

Investor sentiment deteriorates as stock falls 15%

Full year 2023 earnings released: EPS: CN¥0.18 (vs CN¥1.47 loss in FY 2022)

Third quarter 2023 earnings released: CN¥0.84 loss per share (vs CN¥2.64 loss in 3Q 2022)

Investor sentiment improves as stock rises 20%

Investor sentiment deteriorates as stock falls 25%

Second quarter 2023 earnings released

New major risk - Share price stability

New minor risk - Earnings quality

First quarter 2023 earnings released: EPS: CN¥0.002 (vs CN¥0.56 loss in 1Q 2022)

Full year 2022 earnings released: CN¥0.74 loss per share (vs CN¥2.32 profit in FY 2021)

Qudian Regained Compliance with NYSE Minimum Price Provision

Qudian Inc. Announces Impairment Charges for the Third Quarter of 2022

Third quarter 2022 earnings released

Less than half of directors are independent

Qudian Receives Notice Regarding NYSE Continued Listing Standards

Second quarter 2022 earnings released

Qudian Inc. Reports Impairment Charges for the Second Quarter Ended June 30, 2022

Qudian Inc. Regains Compliance with NYSE Minimum Price Requirement

First quarter 2022 earnings released: CN¥0.56 loss per share (vs CN¥1.89 profit in 1Q 2021)

Qudian Inc. (NYSE:QD) announces an Equity Buyback for $200 million worth of its shares.

Qudian Inc. Reports Impairment Charges for the First Quarter Ended March 31, 2022

Qudian Receives Notice Regarding NYSE Continued Listing Standards

Qudian Regains Compliance with NYSE Minimum Price Requirement

Full year 2021 earnings released: EPS: CN¥2.32 (vs CN¥3.78 in FY 2020)

Less than half of directors are independent

Qudian Inc Launches New Strategic Business Initiative in Ready-To-Cook Meals, or QD Food

Full year 2021 earnings: Revenues exceed analyst expectations

Qudian Inc. Receives Notice Regarding NYSE Continued Listing Standards

Third quarter 2021 earnings: Revenues miss analyst expectations

Second quarter 2021 earnings released

Investor sentiment improved over the past week

First quarter 2021 earnings released

Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)

Investor sentiment deteriorated over the past week

Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)

Investor sentiment deteriorated over the past week

Investor sentiment improved over the past week

Investor sentiment deteriorated over the past week

Investor sentiment improved over the past week

New 90-day high: €1.94

New 90-day high: €1.48

Investor sentiment improved over the past week

New 90-day low: €1.02

Third quarter 2020 earnings released: EPS CN¥2.33

Revenue misses expectations

Qudian Inc. to Report Q3, 2020 Results on Dec 14, 2020

Qudian Inc., Annual General Meeting, Dec 30, 2020

New 90-day low: €1.07

Qudian Inc. Announces the Resignation of Rocky Ta-Chen Lee as Director

Qudian Inc. to Report Q2, 2020 Results on Sep 07, 2020

Shareholder Returns

Price Volatility

About the Company

High Templar Tech Limited Fundamentals Summary

Earnings & Revenue

Company Analysis and Financial Data Status