SQ3 Stock Overview

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. More details

SQ3 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	4/6
Past Performance	3/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 6.4% below our estimate of its fair value

Earnings are forecast to grow 27.6% per year

Became profitable this year

Risk Analysis

Significant insider selling over the past 3 months

Volatile share price over the past 3 months compared to the German market

My Notes

Capture your thoughts, links and company narrative

Block, Inc. Competitors

Deutsche Börse

XTRA:DB1

€40.8b

Deutsche Bank

XTRA:DBK

€32.3b

Adyen

ENXTAM:ADYEN

€44.6b

PayPal Holdings

NasdaqGS:PYPL

US$87.1b

Price History & Performance

Summary of share price highs, lows and changes for Block
Historical stock prices
Current Share Price	US$84.36
52 Week High	US$94.90
52 Week Low	US$48.79
Beta	2.51
1 Month Change	-0.25%
3 Month Change	42.72%
1 Year Change	17.43%
3 Year Change	-41.37%
5 Year Change	n/a
Change since IPO	-46.49%

Recent updates

Shareholder Returns

	SQ3	DE Diversified Financial	DE Market
7D	-1.3%	0.2%	0.3%
1Y	17.4%	-13.3%	6.9%

Return vs Industry: SQ3 exceeded the German Diversified Financial industry which returned -13.3% over the past year.

Return vs Market: SQ3 exceeded the German Market which returned 7.2% over the past year.

Price Volatility

Is SQ3's price volatile compared to industry and market?
SQ3 volatility
SQ3 Average Weekly Movement	7.5%
Diversified Financial Industry Average Movement	3.8%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.8%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: SQ3's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: SQ3's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

Founded	Employees	CEO	Website
2009	12,000	n/a	www.block.xyz

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments, Square and Cash App. The Square segment offers commerce products for restaurants, appointments, retail, point of sale, online, online checkout, and invoices, as well as virtual terminals, risk and order managers, and payment and commerce application programming interfaces; managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services.

Block, Inc. Fundamentals Summary

How do Block's earnings and revenue compare to its market cap?
SQ3 fundamental statistics
Market cap	€52.78b
Earnings (TTM)	€1.01b
Revenue (TTM)	€22.84b

52.4x

P/E Ratio

2.3x

P/S Ratio

Is SQ3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SQ3 income statement (TTM)
Revenue	US$23.86b
Cost of Revenue	US$15.19b
Gross Profit	US$8.67b
Other Expenses	US$7.62b
Earnings	US$1.05b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.70
Gross Margin	36.35%
Net Profit Margin	4.41%
Debt/Equity Ratio	35.5%

How did SQ3 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 13:09
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Block, Inc. is covered by 76 analysts. 38 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Oliver Lester	Arete Research Services LLP
Stephen Biggar	Argus Research Company
null null	Argus Research Company