Multitude Management
Management criteria checks 3/4
Multitude's CEO is Antti Kumpulainen, appointed in Jan 2025, has a tenure of 1.25 years. total yearly compensation is €523.00K, comprised of 76.1% salary and 23.9% bonuses, including company stock and options. directly owns 0.55% of the company’s shares, worth €735.61K. The average tenure of the management team and the board of directors is 4.5 years and 3.5 years respectively.
Key information
Antti Kumpulainen
Chief executive officer
€523.0k
Total compensation
| CEO salary percentage | 76.10% |
| CEO tenure | 1.3yrs |
| CEO ownership | 0.5% |
| Management average tenure | 4.5yrs |
| Board average tenure | 3.5yrs |
Recent management updates
Recent updates
Investors Still Aren't Entirely Convinced By Multitude P.L.C.'s (ETR:E4I) Earnings Despite 26% Price Jump
Oct 20
Multitude (ETR:FRU) Is Increasing Its Dividend To €0.19
Apr 26Multitude's (ETR:FRU) Upcoming Dividend Will Be Larger Than Last Year's
Apr 12A Piece Of The Puzzle Missing From Multitude SE's (ETR:FRU) 30% Share Price Climb
Apr 11Multitude's (ETR:FRU) Dividend Will Be Increased To €0.19
Mar 29Ferratum Oyj's (ETR:FRU) CEO Might Not Expect Shareholders To Be So Generous This Year
Apr 13CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Dec 31 2025 | €523k | €398k | €23m |
Compensation vs Market: Antti's total compensation ($USD603.72K) is about average for companies of similar size in the German market ($USD862.23K).
Compensation vs Earnings: Insufficient data to compare Antti's compensation with company performance.
CEO
Antti Kumpulainen (45 yo)
Mr. Antti Kumpulainen, B.Sc (econ), serves as Chief Executive Officer of Multitude Bank p.l.c. since October 2022 and serves as Chief Executive Officer at Multitude AG from January 01, 2025 at Multitude SE...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chief Executive Officer | 1.3yrs | €523.00k | 0.55% € 735.6k | |
| Founder & Non-Independent Director | no data | €5.76m | 29.19% € 39.3m | |
| Chief Financial Officer | 6.7yrs | no data | 0.66% € 894.1k | |
| Chief Technology Officer | 4.5yrs | no data | 0.27% € 368.8k | |
| Chief Legal & Compliance Officer and Director | 20.3yrs | €168.00k | 1.19% € 1.6m | |
| Chief HR Officer | no data | no data | 0.30% € 403.6k | |
| Head of Investor Relations & Treasury | 7.6yrs | no data | 0.091% € 123.1k | |
| Tribe Chief Executive Officer of Consumer Banking | 5.3yrs | no data | 0.60% € 809.8k | |
| Head of Risk & Fraud Control | no data | no data | no data | |
| Tribe Chief Executive Officer of SME Banking | 4.3yrs | no data | 0.44% € 586.5k | |
| Tribe CEO for Wholesale Banking unit | 2yrs | no data | 0.47% € 629.0k | |
| Chief Credit Risk Officer | 1.2yrs | no data | no data |
Experienced Management: MULT's management team is considered experienced (4.5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder & Non-Independent Director | 21.3yrs | €5.76m | 29.19% € 39.3m | |
| Chief Legal & Compliance Officer and Director | 20.3yrs | €168.00k | 1.19% € 1.6m | |
| Independent Chairman of the Board | 3yrs | €105.00k | 0.089% € 120.4k | |
| Independent Director | 4yrs | €17.00k | 0.0061% € 8.2k | |
| Director | less than a year | €31.00k | no data | |
| Independent Director | 2yrs | €48.00k | no data |
Experienced Board: MULT's board of directors are considered experienced (3.5 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/07 10:03 |
| End of Day Share Price | 2026/04/02 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Multitude AG is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Simona Sarli | Berenberg |
| Scott Bardo | Berenberg |
| Cosmin Filker | GBC AG |