E4I Stock Overview
Provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
Multitude P.L.C. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €4.50 |
| 52 Week High | €6.58 |
| 52 Week Low | €3.60 |
| Beta | 1.45 |
| 11 Month Change | -12.62% |
| 3 Month Change | -14.93% |
| 1 Year Change | 20.97% |
| 33 Year Change | 1.35% |
| 5 Year Change | -56.05% |
| Change since IPO | -75.10% |
Recent News & Updates
Recent updates
Investors Still Aren't Entirely Convinced By Multitude P.L.C.'s (ETR:E4I) Earnings Despite 26% Price Jump
Oct 20
Multitude (ETR:FRU) Is Increasing Its Dividend To €0.19
Apr 26Multitude's (ETR:FRU) Upcoming Dividend Will Be Larger Than Last Year's
Apr 12A Piece Of The Puzzle Missing From Multitude SE's (ETR:FRU) 30% Share Price Climb
Apr 11Multitude's (ETR:FRU) Dividend Will Be Increased To €0.19
Mar 29Ferratum Oyj's (ETR:FRU) CEO Might Not Expect Shareholders To Be So Generous This Year
Apr 13Ferratum Oyj (ETR:FRU) Share Prices Have Dropped 78% In The Last Three Years
Mar 15Could The Ferratum Oyj (ETR:FRU) Ownership Structure Tell Us Something Useful?
Feb 08Would Shareholders Who Purchased Ferratum Oyj's (ETR:FRU) Stock Three Years Be Happy With The Share price Today?
Nov 22
Shareholder Returns
| E4I | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | -2.4% | -0.7% | -1.3% |
| 1Y | 21.0% | 14.2% | 7.4% |
Return vs Industry: E4I exceeded the German Consumer Finance industry which returned 13.3% over the past year.
Return vs Market: E4I exceeded the German Market which returned 7.1% over the past year.
Price Volatility
| E4I volatility | |
|---|---|
| E4I Average Weekly Movement | 8.2% |
| Consumer Finance Industry Average Movement | 4.9% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: E4I's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: E4I's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 700 | Jorma Jokela | www.multitude.com |
Multitude P.L.C., together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards.
Multitude P.L.C. Fundamentals Summary
| E4I fundamental statistics | |
|---|---|
| Market cap | €97.09m |
| Earnings (TTM) | €15.57m |
| Revenue (TTM) | €118.69m |
6.2x
P/E Ratio0.8x
P/S RatioIs E4I overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| E4I income statement (TTM) | |
|---|---|
| Revenue | €118.69m |
| Cost of Revenue | €1.90m |
| Gross Profit | €116.79m |
| Other Expenses | €101.22m |
| Earnings | €15.57m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.72 |
| Gross Margin | 98.40% |
| Net Profit Margin | 13.12% |
| Debt/Equity Ratio | 41.7% |
How did E4I perform over the long term?
See historical performance and comparison