Multitude P.L.C.

XTRA:E4I Stock Report

Market Cap: €103.8m

Multitude Past Earnings Performance

Past criteria checks 1/6

Multitude's earnings have been declining at an average annual rate of -11.3%, while the Consumer Finance industry saw earnings growing at 20.9% annually. Revenues have been declining at an average rate of 7.6% per year. Multitude's return on equity is 8.9%, and it has net margins of 9.3%.

Key information

-11.3%

Earnings growth rate

-11.4%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-7.6%
Return on equity8.9%
Net Margin9.3%
Next Earnings Update03 Apr 2025

Recent past performance updates

Recent updates

Investors Still Aren't Entirely Convinced By Multitude P.L.C.'s (ETR:E4I) Earnings Despite 26% Price Jump

Oct 20
Investors Still Aren't Entirely Convinced By Multitude P.L.C.'s (ETR:E4I) Earnings Despite 26% Price Jump

Multitude (ETR:FRU) Is Increasing Its Dividend To €0.19

Apr 26
Multitude (ETR:FRU) Is Increasing Its Dividend To €0.19

Multitude's (ETR:FRU) Upcoming Dividend Will Be Larger Than Last Year's

Apr 12
Multitude's (ETR:FRU) Upcoming Dividend Will Be Larger Than Last Year's

A Piece Of The Puzzle Missing From Multitude SE's (ETR:FRU) 30% Share Price Climb

Apr 11
A Piece Of The Puzzle Missing From Multitude SE's (ETR:FRU) 30% Share Price Climb

Multitude's (ETR:FRU) Dividend Will Be Increased To €0.19

Mar 29
Multitude's (ETR:FRU) Dividend Will Be Increased To €0.19

Ferratum Oyj's (ETR:FRU) CEO Might Not Expect Shareholders To Be So Generous This Year

Apr 13
Ferratum Oyj's (ETR:FRU) CEO Might Not Expect Shareholders To Be So Generous This Year

Ferratum Oyj (ETR:FRU) Share Prices Have Dropped 78% In The Last Three Years

Mar 15
Ferratum Oyj (ETR:FRU) Share Prices Have Dropped 78% In The Last Three Years

Could The Ferratum Oyj (ETR:FRU) Ownership Structure Tell Us Something Useful?

Feb 08
Could The Ferratum Oyj (ETR:FRU) Ownership Structure Tell Us Something Useful?

Would Shareholders Who Purchased Ferratum Oyj's (ETR:FRU) Stock Three Years Be Happy With The Share price Today?

Nov 22
Would Shareholders Who Purchased Ferratum Oyj's (ETR:FRU) Stock Three Years Be Happy With The Share price Today?

Revenue & Expenses Breakdown

How Multitude makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

XTRA:E4I Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2411911800
30 Jun 2411810780
31 Mar 2411712750
31 Dec 2311911750
30 Sep 2311413770
30 Jun 2311513740
31 Mar 231148740
31 Dec 221148720
30 Sep 22107-2660
30 Jun 22108-5710
31 Mar 221120720
31 Dec 21114-1750
30 Sep 2112991060
30 Jun 2112112980
31 Mar 2112814900
31 Dec 201225850
30 Sep 201347630
30 Jun 2015310690
31 Mar 201569800
31 Dec 1917123850
30 Sep 1917324900
30 Jun 1916923900
31 Mar 1916119900
31 Dec 1816119900
30 Sep 1815517890
30 Jun 1815117870
31 Mar 1814921830
31 Dec 1713920770
30 Sep 1713020710
30 Jun 1711917670
31 Mar 1710915620
31 Dec 1610113580
30 Sep 169111530
30 Jun 168713480
31 Mar 168012440
31 Dec 157211390
30 Sep 15659350
30 Jun 15587320
31 Mar 15527280
31 Dec 14466250
30 Sep 14405350
30 Jun 14375280
31 Mar 14353230
31 Dec 13344180

Quality Earnings: E4I has high quality earnings.

Growing Profit Margin: E4I's current net profit margins (9.3%) are lower than last year (11.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: E4I's earnings have declined by 11.3% per year over the past 5 years.

Accelerating Growth: E4I's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: E4I had negative earnings growth (-12.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.2%).

Return on Equity

High ROE: E4I's Return on Equity (8.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Multitude P.L.C. is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Scott BardoBerenberg
Simona SarliBerenberg
Cosmin FilkerGBC AG