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Aareal Bank Past Earnings Performance

Past criteria checks 4/6

Aareal Bank's earnings have been declining at an average annual rate of -12.5%, while the Diversified Financial industry saw earnings growing at 9.6% annually. Revenues have been growing at an average rate of 2.8% per year. Aareal Bank's return on equity is 4.7%, and it has net margins of 16.8%.

Key information

-12.5%

Earnings growth rate

-12.6%

EPS growth rate

Diversified Financial Industry Growth9.1%
Revenue growth rate2.8%
Return on equity4.7%
Net Margin16.8%
Last Earnings Update30 Sep 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Aareal Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

XTRA:ARLN Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 238611456340
30 Jun 238451466180
31 Mar 238841706170
31 Dec 228091385710
30 Sep 22744985580
30 Jun 22723795550
31 Mar 22695525310
31 Dec 21696535280
30 Sep 21560-495100
30 Jun 21512-734990
31 Mar 21459-764900
31 Dec 20413-904690
30 Sep 20568414590
30 Jun 20620804590
31 Mar 206881124620
31 Dec 197371454770
30 Sep 197761944880
30 Jun 197722044810
31 Mar 197522044780
31 Dec 187532084620
30 Sep 187111654670
30 Jun 187341714800
31 Mar 187491965000
31 Dec 177651915110
30 Sep 178421805060
30 Jun 178431755130
31 Mar 179241865280
31 Dec 169521995350
30 Sep 169002265550
30 Jun 169162315750
31 Mar 168543545670
31 Dec 158223395530
30 Sep 158293125290
30 Jun 157923024910
31 Mar 157691404690
31 Dec 147182924390
30 Sep 146562954150
30 Jun 146242824000
31 Mar 145822743760
31 Dec 135751173660
30 Sep 135691043640
30 Jun 135571033600
31 Mar 135541063590

Quality Earnings: ARLN has high quality earnings.

Growing Profit Margin: ARLN's current net profit margins (16.8%) are higher than last year (13.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ARLN's earnings have declined by 12.5% per year over the past 5 years.

Accelerating Growth: ARLN's earnings growth over the past year (48%) exceeds its 5-year average (-12.5% per year).

Earnings vs Industry: ARLN earnings growth over the past year (48%) exceeded the Diversified Financial industry -12.1%.


Return on Equity

High ROE: ARLN's Return on Equity (4.7%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/02/01 11:58
End of Day Share Price 2023/11/21 00:00
Earnings2023/09/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Aareal Bank AG is covered by 20 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dieter HeinAlphaValue
Neil SmithBankhaus Lampe KG
Adam BarrassBerenberg