Rakuten Bank Balance Sheet Health
Financial Health criteria checks 5/6
Rakuten Bank has total assets of ¥13,480.5B and total equity of ¥279.6B. Total deposits are ¥10,442.4B, and total loans are ¥4,072.2B. It earns a Net Interest Margin of 0.9%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are ¥4,791.1B.
Key information
48.2x
Asset to equity ratio
0.9%
Net interest margin
| Total deposits | JP¥10.44t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥4.79t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: N5G's Assets to Equity ratio (48.2x) is very high.
Allowance for Bad Loans: N5G has a sufficient allowance for bad loans (276%).
Low Risk Liabilities: 79% of N5G's liabilities are made up of primarily low risk sources of funding.
Loan Level: N5G has an appropriate level of Loans to Assets ratio (30%).
Low Risk Deposits: N5G's Loans to Deposits ratio (39%) is appropriate.
Level of Bad Loans: N5G has an appropriate level of bad loans (0%).