Bankinter Past Earnings Performance
Past criteria checks 4/6
Bankinter's earnings have been declining at an average annual rate of -7.3%, while the Banks industry saw earnings growing at 8.8% annually. Revenues have been declining at an average rate of 3.2% per year. Bankinter's return on equity is 10.5%, and it has net margins of 30.4%.
Key information
-7.3%
Earnings growth rate
-7.2%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | -3.2% |
| Return on equity | 10.5% |
| Net Margin | 30.4% |
| Last Earnings Update | 30 Sep 2022 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bankinter makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 22 | 1,689 | 513 | 806 | 0 |
| 30 Jun 22 | 1,648 | 464 | 793 | 0 |
| 31 Mar 22 | 1,623 | 435 | 781 | 0 |
| 31 Dec 21 | 1,581 | 397 | 775 | 0 |
| 30 Sep 21 | 1,594 | 374 | 776 | 0 |
| 30 Jun 21 | 1,490 | 331 | 770 | 0 |
| 31 Mar 21 | 1,286 | 189 | 766 | 0 |
| 31 Dec 20 | 1,267 | 174 | 753 | 0 |
| 30 Sep 20 | 1,161 | 161 | 722 | 0 |
| 30 Jun 20 | 1,316 | 229 | 792 | 0 |
| 31 Mar 20 | 1,547 | 416 | 755 | 0 |
| 31 Dec 19 | 1,496 | 437 | 745 | 0 |
| 30 Sep 19 | 1,682 | 501 | 814 | 0 |
| 30 Jun 19 | 1,658 | 508 | 784 | 0 |
| 31 Mar 19 | 1,728 | 493 | 870 | 0 |
| 31 Dec 18 | 1,867 | 514 | 942 | 0 |
| 30 Sep 18 | 1,855 | 511 | 933 | 0 |
| 30 Jun 18 | 1,807 | 504 | 917 | 0 |
| 31 Mar 18 | 1,735 | 502 | 902 | 0 |
| 31 Dec 17 | 1,676 | 484 | 884 | 0 |
| 30 Sep 17 | 1,637 | 458 | 886 | 0 |
| 30 Jun 17 | 1,605 | 437 | 879 | 0 |
| 31 Mar 17 | 1,547 | 502 | 871 | 0 |
| 31 Dec 16 | 1,490 | 482 | 838 | 0 |
| 30 Sep 16 | 1,388 | 476 | 775 | 0 |
| 30 Jun 16 | 1,336 | 465 | 741 | 0 |
| 31 Mar 16 | 1,327 | 386 | 700 | 0 |
Quality Earnings: BAK has high quality earnings.
Growing Profit Margin: BAK's current net profit margins (30.4%) are higher than last year (23.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BAK's earnings have declined by 7.3% per year over the past 5 years.
Accelerating Growth: BAK's earnings growth over the past year (37%) exceeds its 5-year average (-7.3% per year).
Earnings vs Industry: BAK earnings growth over the past year (37%) exceeded the Banks industry 32%.
Return on Equity
High ROE: BAK's Return on Equity (10.5%) is considered low.