Zions Bancorporation National Association Balance Sheet Health
Financial Health criteria checks 6/6
Zions Bancorporation National Association has total assets of $87.0B and total equity of $6.4B. Total deposits are $75.7B, and total loans are $58.2B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $3.8B.
Key information
13.6x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$75.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.80b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ZB1's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: ZB1 has a sufficient allowance for bad loans (191%).
Low Risk Liabilities: 94% of ZB1's liabilities are made up of primarily low risk sources of funding.
Loan Level: ZB1 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: ZB1's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: ZB1 has an appropriate level of bad loans (0.6%).