Sumitomo Mitsui Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
Sumitomo Mitsui Financial Group has total assets of ¥290,022.6B and total equity of ¥14,892.7B. Total deposits are ¥176,878.6B, and total loans are ¥108,821.2B earning a Net Interest Margin of 1.1%. It has insufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are ¥103,590.8B.
Key information
19.5x
Asset to equity ratio
1.1%
Net interest margin
| Total deposits | JP¥176.88t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥103.59t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: XMFA's Assets to Equity ratio (19.5x) is moderate.
Allowance for Bad Loans: XMFA has a low allowance for bad loans (89%).
Low Risk Liabilities: 64% of XMFA's liabilities are made up of primarily low risk sources of funding.
Loan Level: XMFA has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: XMFA's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: XMFA has an appropriate level of bad loans (0.8%).