West Bancorporation Balance Sheet Health
Financial Health criteria checks 6/6
West Bancorporation has total assets of $4.0B and total equity of $223.9M. Total deposits are $3.2B, and total loans are $3.0B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $179.7M.
Key information
17.7x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | US$3.18b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$179.70m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WB3's Assets to Equity ratio (17.7x) is moderate.
Allowance for Bad Loans: WB3 has a sufficient allowance for bad loans (5455%).
Low Risk Liabilities: 85% of WB3's liabilities are made up of primarily low risk sources of funding.
Loan Level: WB3 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: WB3's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: WB3 has an appropriate level of bad loans (0%).