West Bancorporation, Inc.

DB:WB3 Stock Report

Market Cap: €286.7m

West Bancorporation Balance Sheet Health

Financial Health criteria checks 6/6

West Bancorporation has total assets of $4.0B and total equity of $223.9M. Total deposits are $3.2B, and total loans are $3.0B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $179.7M.

Key information

17.7x

Asset to equity ratio

2.0%

Net interest margin

Total deposits

US$3.18b

Loan to deposit ratio

Appropriate

Bad loans

0.02%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$179.70m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: WB3's Assets to Equity ratio (17.7x) is moderate.

Allowance for Bad Loans: WB3 has a sufficient allowance for bad loans (5455%).

Low Risk Liabilities: 85% of WB3's liabilities are made up of primarily low risk sources of funding.

Loan Level: WB3 has an appropriate level of Loans to Assets ratio (75%).

Low Risk Deposits: WB3's Loans to Deposits ratio (93%) is appropriate.

Level of Bad Loans: WB3 has an appropriate level of bad loans (0%).


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