Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Bank of China has total assets of CN¥34,069.0B and total equity of CN¥2,874.0B. Total deposits are CN¥23,710.6B, and total loans are CN¥20,899.3B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥2,490.5B.
Key information
11.9x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥23.71t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥2.49t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: W8VS's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: W8VS has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 76% of W8VS's liabilities are made up of primarily low risk sources of funding.
Loan Level: W8VS has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: W8VS's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: W8VS has an appropriate level of bad loans (1.3%).