Valley National Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Valley National Bancorp has total assets of $61.0B and total equity of $6.7B. Total deposits are $49.1B, and total loans are $49.5B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $944.8M.
Key information
9.1x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$49.08b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$944.82m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VNB's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: VNB has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 90% of VNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: VNB has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: VNB's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: VNB has an appropriate level of bad loans (0.6%).