UMB Financial Past Earnings Performance
Past criteria checks 2/6
UMB Financial has been growing earnings at an average annual rate of 14.8%, while the Banks industry saw earnings growing at 14.3% annually. Revenues have been growing at an average rate of 9.1% per year. UMB Financial's return on equity is 11.7%, and it has net margins of 25.2%.
Key information
14.8%
Earnings growth rate
14.9%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 9.1% |
| Return on equity | 11.7% |
| Net Margin | 25.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How UMB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,461 | 368 | 851 | 0 |
| 31 Dec 23 | 1,421 | 350 | 846 | 0 |
| 30 Sep 23 | 1,412 | 379 | 849 | 0 |
| 30 Jun 23 | 1,401 | 371 | 852 | 0 |
| 31 Mar 23 | 1,438 | 418 | 826 | 0 |
| 31 Dec 22 | 1,430 | 432 | 808 | 0 |
| 30 Sep 22 | 1,389 | 410 | 797 | 0 |
| 30 Jun 22 | 1,372 | 416 | 778 | 0 |
| 31 Mar 22 | 1,293 | 366 | 772 | 0 |
| 31 Dec 21 | 1,263 | 353 | 764 | 0 |
| 30 Sep 21 | 1,360 | 431 | 756 | 0 |
| 30 Jun 21 | 1,319 | 409 | 750 | 0 |
| 31 Mar 21 | 1,287 | 383 | 756 | 0 |
| 31 Dec 20 | 1,161 | 287 | 743 | 0 |
| 30 Sep 20 | 1,024 | 197 | 739 | 0 |
| 30 Jun 20 | 1,007 | 186 | 730 | 0 |
| 31 Mar 20 | 990 | 182 | 716 | 0 |
| 31 Dec 19 | 1,065 | 244 | 717 | 0 |
| 30 Sep 19 | 993 | 203 | 693 | 0 |
| 30 Jun 19 | 974 | 198 | 684 | 0 |
| 31 Mar 19 | 957 | 196 | 669 | 0 |
| 31 Dec 18 | 941 | 196 | 657 | 0 |
| 30 Sep 18 | 979 | 218 | 654 | 0 |
| 30 Jun 18 | 967 | 209 | 644 | 0 |
| 31 Mar 18 | 957 | 199 | 642 | 0 |
| 31 Dec 17 | 941 | 183 | 635 | 0 |
| 30 Sep 17 | 917 | 179 | 618 | 0 |
| 30 Jun 17 | 899 | 170 | 613 | 0 |
| 31 Mar 17 | 883 | 161 | 603 | 0 |
| 31 Dec 16 | 865 | 154 | 597 | 0 |
| 30 Sep 16 | 865 | 140 | 602 | 0 |
| 30 Jun 16 | 866 | 123 | 619 | 0 |
| 31 Mar 16 | 861 | 117 | 624 | 0 |
| 31 Dec 15 | 767 | 97 | 569 | 0 |
| 30 Sep 15 | 844 | 113 | 619 | 0 |
| 30 Jun 15 | 837 | 127 | 596 | 0 |
| 31 Mar 15 | 840 | 131 | 585 | 0 |
| 31 Dec 14 | 832 | 121 | 573 | 0 |
| 30 Sep 14 | 846 | 128 | 570 | 0 |
| 30 Jun 14 | 837 | 127 | 562 | 0 |
| 31 Mar 14 | 813 | 122 | 553 | 0 |
| 31 Dec 13 | 808 | 134 | 548 | 0 |
| 30 Sep 13 | 774 | 120 | 538 | 0 |
| 30 Jun 13 | 755 | 112 | 531 | 0 |
Quality Earnings: UMB has high quality earnings.
Growing Profit Margin: UMB's current net profit margins (25.2%) are lower than last year (29.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UMB's earnings have grown by 14.8% per year over the past 5 years.
Accelerating Growth: UMB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UMB had negative earnings growth (-12%) over the past year, making it difficult to compare to the Banks industry average (27%).
Return on Equity
High ROE: UMB's Return on Equity (11.7%) is considered low.