UmweltBank Past Earnings Performance
Past criteria checks 1/6
UmweltBank's earnings have been declining at an average annual rate of -13.6%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 4.2% per year. UmweltBank's return on equity is 0.3%, and it has net margins of 1.2%.
Key information
-13.6%
Earnings growth rate
-17.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 4.2% |
| Return on equity | 0.3% |
| Net Margin | 1.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How UmweltBank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 59 | 1 | 58 | 0 |
| 31 Dec 22 | 84 | 20 | 42 | 0 |
| 31 Dec 21 | 74 | 19 | 35 | 0 |
| 31 Dec 20 | 66 | 18 | 28 | 0 |
| 31 Dec 19 | 60 | 17 | 22 | 0 |
| 31 Dec 18 | 56 | 17 | 18 | 0 |
| 31 Dec 17 | 58 | 17 | 16 | 0 |
| 31 Dec 16 | 62 | 16 | 16 | 0 |
| 31 Dec 15 | 62 | 16 | 13 | 0 |
| 31 Dec 14 | 57 | 15 | 12 | 0 |
| 31 Dec 13 | 52 | 13 | 12 | 0 |
Quality Earnings: UBK has high quality earnings.
Growing Profit Margin: UBK's current net profit margins (1.2%) are lower than last year (23.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UBK's earnings have declined by 13.6% per year over the past 5 years.
Accelerating Growth: UBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UBK had negative earnings growth (-96.3%) over the past year, making it difficult to compare to the Banks industry average (12.6%).
Return on Equity
High ROE: UBK's Return on Equity (0.3%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 05:12 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
UmweltBank AG is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Milosz Papst | Edison Investment Research |
| Cosmin Filker | GBC AG |
| Christoph Hoffmann | Montega AG |