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TrustCo Bank Corp NY DB:TC50 Stock Report

Last Price

€27.00

Market Cap

€514.3m

7D

-6.3%

1Y

5.5%

Updated

24 May, 2025

Data

Company Financials

TC50 Stock Overview

Operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. More details

TC50 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance1/6
Financial Health6/6
Dividends5/6

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TrustCo Bank Corp NY Competitors

Price History & Performance

Summary of share price highs, lows and changes for TrustCo Bank Corp NY
Historical stock prices
Current Share PriceUS$27.00
52 Week HighUS$35.40
52 Week LowUS$9.80
Beta0.65
1 Month Change0.75%
3 Month Change-12.34%
1 Year Change5.47%
3 Year Change-1.46%
5 Year Change-9.24%
Change since IPO25.76%

Recent News & Updates

Recent updates

Shareholder Returns

TC50DE BanksDE Market
7D-6.3%-0.8%-0.9%
1Y5.5%30.8%14.1%

Return vs Industry: TC50 underperformed the German Banks industry which returned 30.8% over the past year.

Return vs Market: TC50 underperformed the German Market which returned 14.1% over the past year.

Price Volatility

Is TC50's price volatile compared to industry and market?
TC50 volatility
TC50 Average Weekly Movement5.3%
Banks Industry Average Movement4.8%
Market Average Movement6.5%
10% most volatile stocks in DE Market12.7%
10% least volatile stocks in DE Market3.1%

Stable Share Price: TC50 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: TC50's weekly volatility has decreased from 33% to 5% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1902740Rob McCormickwww.trustcobank.com

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities.

TrustCo Bank Corp NY Fundamentals Summary

How do TrustCo Bank Corp NY's earnings and revenue compare to its market cap?
TC50 fundamental statistics
Market cap€514.35m
Earnings (TTM)€44.88m
Revenue (TTM)€153.17m
11.5x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TC50 income statement (TTM)
RevenueUS$174.00m
Cost of RevenueUS$0
Gross ProfitUS$174.00m
Other ExpensesUS$123.02m
EarningsUS$50.98m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.68
Gross Margin100.00%
Net Profit Margin29.30%
Debt/Equity Ratio12.0%

How did TC50 perform over the long term?

See historical performance and comparison

Dividends

4.7%
Current Dividend Yield
54%
Payout Ratio

Does TC50 pay a reliable dividends?

See TC50 dividend history and benchmarks
When do you need to buy TC50 by to receive an upcoming dividend?
TrustCo Bank Corp NY dividend dates
Ex Dividend DateJun 06 2025
Dividend Pay DateJul 01 2025
Days until Ex dividend12 days
Days until Dividend pay date37 days

Does TC50 pay a reliable dividends?

See TC50 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/24 14:23
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TrustCo Bank Corp NY is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Travis LanKeefe, Bruyette, & Woods
Alexander Roberts TwerdahlPiper Sandler Companies
Alexander Roberts TwerdahlSandler O'Neill