PT Bank Tabungan Negara (Persero) Tbk

DB:TA2 Stock Report

Market Cap: €1.1b

Bank Tabungan Negara (Persero) Balance Sheet Health

Financial Health criteria checks 5/6

Bank Tabungan Negara (Persero) has total assets of IDR455,600.6B and total equity of IDR31,032.7B. Total deposits are IDR338,942.1B, and total loans are IDR337,104.0B.

Key information

14.7x

Asset to equity ratio

n/a

Net interest margin

Total deposits

Rp338.94t

Loan to deposit ratio

Appropriate

Bad loans

3.0%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

Rp25.02t

Recent financial health updates

No updates

Recent updates

No updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: TA2's Assets to Equity ratio (14.7x) is moderate.

Allowance for Bad Loans: TA2 has a sufficient allowance for bad loans (153%).

Low Risk Liabilities: 80% of TA2's liabilities are made up of primarily low risk sources of funding.

Loan Level: TA2 has an appropriate level of Loans to Assets ratio (74%).

Low Risk Deposits: TA2's Loans to Deposits ratio (99%) is appropriate.

Level of Bad Loans: TA2 has a high level of bad loans (3%).


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