Synovus Financial Balance Sheet Health
Financial Health criteria checks 6/6
Synovus Financial has total assets of $59.6B and total equity of $5.1B. Total deposits are $50.2B, and total loans are $42.6B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $2.3B.
Key information
11.7x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$50.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.35b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SYU1's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: SYU1 has a sufficient allowance for bad loans (189%).
Low Risk Liabilities: 92% of SYU1's liabilities are made up of primarily low risk sources of funding.
Loan Level: SYU1 has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: SYU1's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: SYU1 has an appropriate level of bad loans (0.6%).