SVB Financial Group Balance Sheet Health
Financial Health criteria checks 6/6
SVB Financial Group has total assets of $211.8B and total equity of $16.3B. Total deposits are $173.1B, and total loans are $73.6B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $6.5B.
Key information
13x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | US$173.11b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$6.53b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SV4's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: SV4 has a sufficient allowance for bad loans (464%).
Low Risk Liabilities: 89% of SV4's liabilities are made up of primarily low risk sources of funding.
Loan Level: SV4 has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: SV4's Loans to Deposits ratio (43%) is appropriate.
Level of Bad Loans: SV4 has an appropriate level of bad loans (0.2%).