Skandinaviska Enskilda Banken Balance Sheet Health
Financial Health criteria checks 5/6
Skandinaviska Enskilda Banken has total assets of SEK4,129.6B and total equity of SEK208.9B. Total deposits are SEK2,062.6B, and total loans are SEK2,164.9B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are SEK951.9B.
Key information
19.8x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | kr2.06t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | kr951.93b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SEBC's Assets to Equity ratio (19.8x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if SEBC has a sufficient allowance for bad loans.
Low Risk Liabilities: 53% of SEBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SEBC has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: SEBC's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: SEBC has an appropriate level of bad loans (0.3%).