Flagstar Financial Balance Sheet Health
Financial Health criteria checks 4/6
Flagstar Financial has total assets of $114.4B and total equity of $8.6B. Total deposits are $83.0B, and total loans are $69.9B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.5% of total loans. Cash and short-term investments are $23.1B.
Key information
13.3x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$83.01b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$23.12b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QC10's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: QC10 has a low allowance for bad loans (50%).
Low Risk Liabilities: 78% of QC10's liabilities are made up of primarily low risk sources of funding.
Loan Level: QC10 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: QC10's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: QC10 has a high level of bad loans (3.5%).