New York Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
New York Community Bancorp has total assets of $112.9B and total equity of $9.0B. Total deposits are $74.9B, and total loans are $81.1B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $12.9B.
Key information
12.6x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$74.86b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$12.89b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: QC1's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: QC1 has a sufficient allowance for bad loans (152%).
Low Risk Liabilities: 72% of QC1's liabilities are made up of primarily low risk sources of funding.
Loan Level: QC1 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: QC1's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: QC1 has an appropriate level of bad loans (1%).