TFS Financial Corporation

DB:PWT Stock Report

Market Cap: €3.4b

TFS Financial Past Earnings Performance

Past criteria checks 3/6

TFS Financial's earnings have been declining at an average annual rate of -2%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 0.8% per year. TFS Financial's return on equity is 4.3%, and it has net margins of 25.7%.

Key information

-2.0%

Earnings growth rate

-2.2%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate0.8%
Return on equity4.3%
Net Margin25.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How TFS Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:PWT Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24305781560
30 Jun 24305791560
31 Mar 24304771570
31 Dec 23302721610
30 Sep 23306741660
30 Jun 23311801640
31 Mar 23310791650
31 Dec 22304791620
30 Sep 22290731570
30 Jun 22278651570
31 Mar 22273641540
31 Dec 21282711520
30 Sep 21296791540
30 Jun 21295761530
31 Mar 21306871500
31 Dec 20296811500
30 Sep 20293821460
30 Jun 20297901440
31 Mar 20292811480
31 Dec 19301841490
30 Sep 19296791500
30 Jun 19300791490
31 Mar 19306821500
31 Dec 18310851500
30 Sep 18313841470
30 Jun 18320861490
31 Mar 18319881440
31 Dec 17320881400
30 Sep 17316881390
30 Jun 17310881370
31 Mar 17308861360
31 Dec 16302821360
30 Sep 16303801360
30 Jun 16307801370
31 Mar 16304771390
31 Dec 15301731390
30 Sep 15297721380
30 Jun 15284651370
31 Mar 15280651320
31 Dec 14277661280
30 Sep 14273661250
30 Jun 14273651240
31 Mar 14274641240
31 Dec 13268611220

Quality Earnings: PWT has high quality earnings.

Growing Profit Margin: PWT's current net profit margins (25.7%) are higher than last year (24%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PWT's earnings have declined by 2% per year over the past 5 years.

Accelerating Growth: PWT's earnings growth over the past year (6.1%) exceeds its 5-year average (-2% per year).

Earnings vs Industry: PWT earnings growth over the past year (6.1%) did not outperform the Banks industry 12.6%.

Return on Equity

High ROE: PWT's Return on Equity (4.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 12:40
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TFS Financial Corporation is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Richard WeissBoenning & Scattergood, Inc.
Paul MillerFBR Capital Markets & Co.
Damon DelMonteKeefe, Bruyette, & Woods